hELLO! i WON! WHOHHO! I recibed a letter not 10 mins ago with a check for £1731, which is the amount i had put on my initial particulars of claim. im so happy, Donation time! Thanks so much to everyone who helped me, your advice has been invalueble! Whhohho1 im so giddy. Can moderator please move my thread to the successes please.

well not me, its my husbands case, mine is at wakefield County court on the 16th, for some reason mine was listed there and not passed on, apparently according to my friend who works in court its just pot luck as to who is passed on and who is locally listed. well good luck anyway! not that you'l need it!

Thanks Zebby, i have completed that form now and faxed it of to leeds mercantile court. has anyone actually been to a hearing yet? it seems a test case would put and end to the banks faffing about. can't understand why it hasnt happened yet, i would imagine the courts are pushing for it, i bet they're fed up of seeing the same issues over and over again,?? i also have a list of other cases due to be heard at leeds on the 7th Feb if anyone is wondering if they're on it.

Hi there . my husband has recived a letter this morning asking for a case management information form. i have got a copy of it form court website and now im stuck. I have no idea what to put in the "disclosure" section?? i think i can manage the rest of the form, but can anyone help???

Hi there, i wonder if anyone can help me. my husbands claim has been passed to the mercantile court at leeds and the letter they have sent him is asking for a completed case management form, as per CPR 59. Can anyone tell me what that is? he is ion court on the 7th Of Feb and he has to file it 6 days before which is thusday?? please help, they havent left us with much time?

Hi Westy. i have just read through your thread, and i must admit i was kind of starting to loose heart and accept that maybe i was gonna be the unlucky one that ends up in court and (yet again) gets screwed byt the bank. but the comments you posted in your first thread were very enpowering. and i feel almost obliged to quite franky wave my middle finger at them, but seen as i am in court on the 16th of april, il wait til i win! thanks so much! Jenni

Hi All! Got my court date ...16th of april 10 am @ wakefield county court! fingers crossed there will be a sensible offer offer in the meantime! last time they offered me £944 out of a claim of £1760, but if it does go to court then the final total will be £1865.44! wish me luck

Hi cornflake. i did the same as you are plannin, i contacted natwest to sort things out and the rude 'customer service@ rep just offered me a loan and threatened me with default. so i wrote to the and explained the situation with the bank charges and told them i would advise them of the court date and then moved all my DD and my wage over to halifax. since then they have applied £400 in charges to the account, even though i left it within the overdraft limit. one charge of theres took me £3 outside my overdraft but by the time they advised me of this they had applied another £90 and then thay have added £28 a month since. i am in court on the 16th of april and when i win they will only be getting the money i owe them MINUS the charges they have applied! good luck cornflake, dont let them intimidate you, cos they will try to!

Oh and does anyone have a link to the basic court bundle, somone did send me it but it didnt work. thanks

Just a quick update. i have just recieved a call from my court friend and my case will either be listed at Pontefract at 2pm or wakefield at 10am. Fingers crossed it wont get that far but if it does, IM READY FOR EM!

Help Help Help!!! Cobbets defence stated that i had not properly particularised my claim, i did fax them a copy of the breakdown of charges, and i re faxed it to them and the court when the enered thier defences, i also enclosed a cpy with my aq. but the judges order is asking for it again, along with a statement of claim, are they asking for something different or should i send them the same thing again?? on the breakdown i put the dates and the amount charged, should i of put on wht the charge was applied for>? i have re done the breakdown with the reason the charge was applied and i think im gonna send that. unless anyone can tell me different?? i really dont want to loose on a tecnical fault

Thanks Micheal. i've figured it now, i used the spreadheet on the tmplates and i confused myself. it uses todays date to calculate it so the interest will of increased sice i started my claim. i have done it again and £197 is correct up to 2nd of september. but it now stands at £252 up to today. phew paniced for a bit. if i win in court(just waiting for court date) do i have to work out the interest or will the court do that>?

PLEASE HELP!! I think may of miss calculated the interest, its £126 but i have put £197 on my poc.(cant even remember how i camr to that figure) how do i ammend this, can i ammend this?? is it 8% of the total per day? or 8% of each individual charge per day? does that not work out the same?

Hi Jody. do you know the name of the judge dealing with this? I sent my AQ off on the 22nd December and i am waiting for a response from Wakefield County Court. i think it would help if i could bring the action being taken in your area to thier attention.

Fair Enough. apologies (i did change it though)