Gotta love the old threads

Here's a scenario...Lady being harassed by a DCA...Said lady's sister decides to help out and writes to DCA requesting OA...Eventually OA turns up, signed and seemingly all in order. Lady checks the signature on agreement...Signature is actually her sister's..The same sister who wrote (and signed said letter) requesting the OA. You should remember this one B B, you commented on the thread http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/259518-cabot-deceitful-dirty-tricks.html

Not that it's important to this particular thread, but DCA's only pay as much as 10% when the white data is current, up to date and the agreements are all in place...When white data is lacking and agreements are missing or incomplete, they'll pay somewhere between 1 and 6% of the debt's face value... I think it's ironic that certain companies scream like babies, insisting they should be entitled to have more white data (information) be made readily available on any given person but when other types of white data is available on them, they don't seem to think we (the public) are entitled to know about it... Pot, Kettle and all that.

All the good work cannot (and never will be) be forgotten. Good things come to those who wait... I'm just looking forward to the next financial 'end of year' reports for a particular company.

I can bear with Martin and I appreciate your reply... I have been here a long time and didn't think I had done anything wrong with the post in question...But I will be very saddened if we are stopped from outlining certain practices of certain DCA's.

Hmmm...So, for the first time in over 3 years one of my posts gets CAG BOTTED Now I'm beginning to wonder what's happening to CAG...There once was a time when you could post some information about certain DCA's...You know, like the truth about their practices and wrong-doings. Seems like that's a thing of the past now...shame, shame, shame... What ever happened to the David beating Goliath attitude that once was so prevalent on these boards? I'm truly and deeply upset by it all. At least I can rest easy knowing I didn't crumble and let any of the DCA's beat me into submission! Including a certain company that may or may not be based in Kent...

Something I stumbled across, makes an interesting read Cabot article

Cheers for that Martin

I don't know to be honest...I'll have to find out who Provident are owned by - unless someone on here already knows?

If it's anything to do with Ruthbridge then it's 99.99% guaranteed to be Statute Barred anyway - as is the case with you

I have, in my possession, two different (debt) purchase paperwork involving Cabot. In the first one, they paid 8p in the pound for every debt in the portfolio and on the second one they paid 12p in the pound for every debt.

Personally speaking, I think this rule only applies to newbies and people who do not have that much knowledge or confidence yet. I love speaking to them on the phone because I can turn them inside out. Last time I spoke to Cabot, the first thing the monkey said was he couldn't discuss the account ("alleged account" I added before he carried on) as I refused to give out any security details...The conversation still went on for 15 minutes though...idiots!!

I'll give you 3 guesses as to where Cabot's solicitors (Morgans) are based...

Have heard from a horse's mouth that Provident are now buying up old debts. I also know the 'white data' from these said debts isn't very good and they are purchasing said debts from people like Cabot and Moorcroft. This leads me to come to one conclusion...These debts will be either Statute Barred or VERY close to it. Considering the interest provident charge on their loans, God only knows what they will try and do with these debts they are purchasing.

I think Cabot have had instruction to start recalling debtors - I'm guessing sending out letters is getting too expensive. My details were supposedly wiped from their records when I wrote to them about telephone harassment nearly 3 years ago - but lo and behold they phoned yesterday (and today) but unfortunately I was out both times. They guy actually told my other half (after she told them they have instruction to remove home number) that Cabot can't do this unless they are given an alternative telephone number from which they can contact me on...My God, it's like Cabot have gone full circle and are using tactics they tried 3 years ago, just how dumb are they? I'm looking forward to them ringing tomorrow when I will be in. All you can do is send them the telephone harassment letter and if they ring in the meantime just shout something abusive and hang up.

Well, it's a bloody stupid ruling made by an equally (allegedly) stupid judge...It's my opinion he's hoping to get all of these types of cases out of the courtroom so the judges have more time to play golf etc. If any DCA now write to me (3 years on from my original CCA requests - all of which defaulted) telling me I now have to pay up, I'll simply invite them to take me to court...what's changed? I, for one, am not worried about this latest ruling - although what I said in previous post was slightly tongue-in-cheek, if any DCA did take me to court without an original OA then I will do what I said, or something similar.

bump

What about this scenario... You're being taken to court by a DCA who hasn't got the OA...All they can produce is a copy of what they say you would have signed...What would stop you producing an OA that you have photoshoped which, say, has an added clause stating that if the debt gets passed to a DCA then they (the DCA) have no powers to take you to court re the debt..."This is the agreement I signed your Honour" Isn't that as plausable as a DCA taking you to court with no signed agreement?

Why worry at this stage- Three years ago I did what you did and I still haven't had to pay any of the DCA's

THis is the best 'debt collection' news of the year - And I know comedians do a bit of ground work before these gigs so they can be topical - Me thinks Mr McIntyre knew for a while he was going to pull out but acted out his own bit of revenge by leaving it 30 mins before the do. What a top, top man he is. I tip my hat to him and hope Uncle Ken and his cronies choked on their champagne when they were told.... :lol:

If Ruthbridge are involved then the debt's 99.99999% certain to be Statute Barred.

Ruthbridge's name mentioned? - and Cabots too? ... Will be statute barred then..

Ruthbridge are the lowest form of **** on this earth....If it were me I'd be contacting the national press...Debt obviously Statute Barred, obvious harassment...obvious breaking of all of the OFT debt guidelines...Sheesh, and there's me thinking they couldn't stoop any lower... Grab this chance by the gonads and get the book thrown at the pond **** low life .... GRRRRRRRRRRRRRRR

Well if you've paid nothing since July 2002 - debt's statute barred anyway...More info on this site about Cabot than any other DCA,,,

Don't forget the PS .... > By the way, I know FIRE is Cabot, operating out of the same offices with the same bosses etc etc