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mo

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Everything posted by mo

  1. thanks,how do i look at your signature?
  2. i had some charges for 25.00 on a citi card and wrote askin for them back,they have replied with an offer of the differance from 12.00 t 25.00 about 240.00 differance shall i accept or go to small claims?any advice welcomed please? or send them another letter?
  3. i sent prelim letter to tesco about c c charge,and have also sent lba,just had a reply for lba saying because i hadnt signed the letter they wont look at it,i had printed my name on it,do i need to sign it?
  4. i wrote and asked for it back,and i have all the statements the ammout of ppi is correct but i cant seem to work out the compound interest,i didnt send them an ammount i wanted back ,just a letter asking for a refund
  5. its just a figure there are no interest rates on it,676.15 in premium,127.48 in interest and 385.26 at 8%
  6. im even more confused now ive tried to do it on a spreadsheet but im too thick,in the letter they have sent me they ask for me to accept there offer and sign there form,this leads me to think i may get more from them?or am i reading too much into it?
  7. ive had a offer on my tesco credit card for a refund of ppi,plus interest at credit card rate and interest at 8%,i cant work out if this is correct,should i just accept it?
  8. yip told me to tod off straight away lol,but im not going to
  9. i havent done a schedule yet,i only sent them a letter last week,was a bit gobsmacked with there response
  10. i have requested a copy of a credit card agreement but the company does not have one,and i have requested a refund of ppi on it but they are saying i signed for it and ticked the box,how they know is beyond me if they dont have the agreement,they say final response
  11. thanks for the reply,what they said was. our online sales process.. does not require you to take ppi as a condition does not provide an advisory service require me to positively confirm that i wanted the ppi on the application provided full terms and con. that i read (it says)
  12. i contacted egg about my ppi,and they have told me because i took it out online it was my desicion to buy it,so can i not claim it back?
  13. thanks,how do i download the file to cag?what do i use?
  14. i just noticed trying to enlarge it
  15. can someone look please?
  16. will someone look at this please what they have sent me? they keep sending t&c no origanal agreement and this..........
  17. thanks,i dont know what u mean check the bottom of page?
  18. i got my money from v.m.,i want to make a donation to cag but i dont use pay pal is there another way to pay?
  19. ive heard nothing from v.vm. no cheque,nothing,should i 1. get a warrant 2. ring the legal department 3.ring the chief exec office 4.ring watchdog 5. do all 4.?
  20. thanks for your help mr lex,theres been plenty of times when i wanted to throw the towel in,and without martin i probably would,not heard from them since court tho.
  21. when i sent the letter in dispute to them,they sent me a long winded letter tellin me they didnt accept it.
  22. still dont know what to do,i dont feel right just ignoring them,is there a letter i can send,there are loads of charges on this account,old credit card
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