thebloodster
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I'm still awaiting the solicitors letter, but for now I received another chance from them to pay the reduced fee as per the newest letter Zenith 2 Zenith.pdf PCN Euro Car Parks 2 letters.pdf Debt Recovery Agent 3 letters.pdf Car Park Pictures.pdf
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I was wondering what people were thinking of the letter I received from HSBC regarding a recent credit card application I had with them. In March I applied for a HSBC credit card in order to do a balance transfer after checking playing like Money Saving to see how eligible I was and came back 90/95%. After getting the reference number saying my application was being processed I left it at that expecting an email within the 5 days they would let me know. After over a week I heard nothing I called them to check. It was on this occasion I was told they had no record of my application. Unfortunately I didn't make a note of the first reference number but I never needed this before . After speaking to them they said the issue was I said that I had an account with them when I said I didn't. I have a mortgage with them and never thought of this as an account as such like an current account. It was only when I I was on the phone to them I looked at my mortgage reference number I never realised the 14 digit number was a sort code and account number together. I told them I was going to leave it then and got a credit card through the Post Office paid in 3 days! SI left it and then I got a letter from HSBC telling me my application had been unsuccessful. Funny that considering they said I hadn't applied. A month or so later I got a letter saying you have been successful in my credit card application! I didn't apply again and it appears that they randomly reapplied for me hence the attached letter. To me it seems they are running a little scared as they are offering me £100 in compensation. Yes this would be nice but I would think banks usually offer a minimum compensation and I'm wondering if I take this to the Financial Ombudsman may they be in bigger trouble and have to compensate me much more. Just wondering what peoples views on this are?
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Credit Card Charges on Gig Purchase***Resolved***
thebloodster replied to thebloodster's topic in General Retail
Thanks for the replies. I got the full amount back including the fees with no argument - they didn't even mention it and there was me all ready to argue lol. Funnily I paid by card but they gave me a cash refund as they didn't know how to do a card refund lol -
Hi I wondered if someone knows the answer to this. I bought two tickets for a gig at the O2 Ritz in Manchester and the gig has now been cancelled. The tickets were £25.50 each but in total I was charged £57.25 inc fees at the box office. Should I receive the full amount back or will they just refund £51? If they refund the £51 is there a way I reclaim the difference? Thanks Steven
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Ahhh is it at that stage I'd write to them and say that their claim won win because........
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Well I received the letter from Zenith today giving me the opportunity to pay and a further reduced rate of £99.99. It's going down lol Zenith.pdf PCN Euro Car Parks 2 letters.pdf Debt Recovery Agent 3 letters.pdf Car Park Pictures.pdf
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Hi It seems they are still trying to get to me and now to try and convince me to settle they have reduced the fee for a limited time - Awww aren't they being nice to me, maybe I should pay them - erm nope! I have merged a few of the letters etc and my latest one is attached separately although in the Debt Collection file too Thanks for looking and helping Debt Recovery Agent 3 letters.pdf Car Park Pictures.pdf Debt collection 3.pdf PCN Euro Car Parks 2 letters.pdf
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They are trying. Received another letter from the Debt Recovery Team. Debt Collection 2.pdf ECP Binder.pdf Debt Recovery Agent 20.03.18.pdf Letter 2.pdf Car Park Pictures.pdf
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Hi All Well just when I was starting to think that they had given up I received a letter from a Debt Recovery Company chasing the payment which has now gone up to £160 (see copy attached) Is it now time for me to write to Euro Car Parks stating reasons that this isn't a fair charge? Should I use the reasons stated in this thread and that it didn't allow for parking time, machine time etc Thanks in advance ECP Binder.pdf
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How do you know my next door neighbour has a rabbit lol Thanks all for the answers I will await the next letter
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So I have now received a 2nd letter from them stated that the reduced rate no longer applies (as attached) Do I just ignore this one too? Thanks in advance Letter 2.pdf
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So I'm thinking that its better to appeal now just in case I do have to end up paying as i would get the reduced rate. I know i have to write an appeal to them would I show my hand, part of my hand or none? Is there a standard letter that has been used? Do people generally ignore them is that the best?
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Thank you very much for that message i was thinking all those signs were against me. So what do I do next?
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Well I went there last night and took the photo's attached. Don't know why I thought it was a maximum 3 hours car park but seems it's not. There are so many round there that are maximum 3 hours maybe that's why I'm confused. Don't know if that's good or bad for the case but took the attached pictures last night Car Park Pictures.pdf