Hi, thank you for your reaponse. I can't believe they can get away with this. Fair enough take my home which is nothing more than bricks and mortar. However I do take exception to 2 adults 38 years worth of possessions and everything a 2 year old child has or needs can be just smashed up and thrown on the tip when all they had to do was call me and say. Hi Mr Carter if you do not remove your items by this date we will be disposing of them. I also find it funny that all the electricals of value were the first things to go to the 'tip'. Flat screen tvs and dab radios etc were one of teh first to go. I'm now wondering if they are panicing somewhat as they oddly brought as much stuff as possible back to teh house albeit smashed to pieces.They clearly have not displyed their chattels notice properly and they were also stringing me along by sending out a means form to see about negotiating moving back in upon clearing of arrears and 3 months up front. I could never go back there now. Passport gone, driving licence, bank books, cheque books. They have totally screwed up my life to the max. Just adding things up roughly I estimate £65000 worth of goods destroyed.(that may sound alot but you try adding up every single item in your home) It is not like they have gone in and there is a stale matress on the floor and a pedal bin which would indicate the house was empty or abandoned. It was exactly as if a family lived there. Which we did. Our family home. To top it off we had over 40% equity in the home and they'll probably sell it for peanuts and send us a bill. Regarding the disposal of goods how do I sue them for breach as the eveiction was clearly not carried out properly. Can county court deal with this at all amount to such a high amount of damages sought?

Thank you for replies so far. I bumped my thread as it looked unread.

Anybody please???

I lost my home due to repossession on the 17th February 2011. As the judge ordered the eviction for the same day I had no time to remove our furniture etc. I called the estate agent who was keeping the keys to say that I have been able to arrange a van to remove the families things. They told me I better hurry up and get round there as they were in the process of throwing it out. I immediately rang the mortgage company to get this stopped and they claimed that there was a notice on the door saying there was a time bound notice requiring me to remove things or they could remove them as they saw fit. I arrived at the home to find all there was left was a bookcase, rack of CDs, dishwasher and washing machine. Everything that we have worked for was gone or smashed up on the back of a tipper truck. Childs nursery and toys, GONE, other two bedrooms emtied, living room furniture , every pot, pan, knife fork. My driving licence, passport, family photos. EVERYTHING. i informed the mortgage company that there was definately no notice on doors or windows until the house clearer showed my a notice stuck to door with a metal shutter put over it giving me not a cat in hells chance of seeing it. We are tyruly devastated that we have not only lost our home but everything it including jewllery and ireplaceable things such as war madals etc. Can I and how can I take action against Redstone Mortgages. We have nothing but the clothes we stand in and a couple of kind neighbours have bought the little one clothes and toys. Please help.

Hi, My family and I lost our home last Thursday. We are in negoiation to try and move back in to the property upn clearing of arrears and 3 months paymets up front. However when the judge granted the eviction to go ahead (3 hours before the bailiffs arrived) he informed me that the goods inside the home would be kept safe. Bear in mind this is all the possessions of 2 adults and a 2 year old cjild. All I had time to do was grab medication and a few clothes. Sure enough the bailiffs and locksmiths arrived on cue.. They removed all of the windows to put these metal shutters up and left teh exterior doors open too so the shutters can be bolted to walls inside the property. These shutters have thousands of little holes drilled into them. They let me in to the property the next day to collect my debit card. The house was freezing and you could feel the dampness as the cold wind sweeps through the gouse. My question is does the property management company have a duty of care to our goods which may be further damaged with teh cold damp conditions? The property management owner told me we have 14 days to move the stuff out but if we can negpiate moving back in it is pointless. If they had just changed the locks and kept the windows in it wouldn't have been a problem but I'm worried about damiage to our electricals. Please advice???

To be a brief as possible my partner and I have a serious financial problem. My partner took out a wonga loan and sucessfully paid it back in June 2010. Fast forward to this morning and Wonga have charged our debit card over £1000 leaving £40 the last the next month. The bank (barclays) will not help us as they say we must have given them the card details and wonga say they will investigate the issue. The investigation could take up to 6 WEEKS and there is a Mortgage, council tax etc about to bounce. Please tell us what we can do about this? Wonga had no right to charge our card and they certainly have no right to hold our money while they look into it.

Hi thanks for response. Yes he has the car but I've been to his house and I'm meeting him for cash tomorrow. He even handed back spare key until then. And yes both me and my Mum both bank with Coop bank so transfer was instant. My Mum is really upset that they took the money without even calling to tell her. She got a shock this morning when she saw her state pension had gone in but was still overdrawn.

I know that I am writing in the barclay thread and not the Coop but the coop thread is so rarely used that I hoped I would get an answer here. I sold my car last week for £4000 to pay my elderly Mum back for helping us out of debt. The guy who bought the car paid by cheque so I told him that I would give him the car once the cheque cleared. I paid the cheque in on Tuesday 13th July. Immediately my balance showed the £4000 in account but NOT available balance. My account showed the same until Friday 16th which then said available balance. Using the internet banking service I transferred £3700 into my Mum's account. Obviously Mum was happy to have saving put on an even keel and went and spent £1200 on a holidayautolinker.com autolinking image for her and Dad. This morning the cheque has been returned and the bank have taken the liberty of taking the £3700 from my Mum's account which will have put her £1200 overdrawn straight away. Surely I'm liable for that money until I sort it out with the guy who bought the car and not my Mum. How dare they access her account without her permission. She has been with the bank almost 30 years and never been so much as a penny overdrawn. What with my daily radio therapy and my Mum's weak heart this has caused all matter of problems.

I sold my car last week for £4000 to pay my elderly Mum back for helping us out of debt. The guy who bought the car paid by cheque so I told him that I would give him the car once the cheque cleared. I paid the cheque in on Tuesday 13th July. Immediately my balance showed the £4000 in account but NOT available balance. My account showed the same until Friday 16th which then said available balance. Using the internet banking service I transferred £3700 into my Mum's account. Obviously Mum was happy to have saving put on an even keel and went and spent £1200 on a holiday for her and Dad. This morning the cheque has been returned and the bank have taken the liberty of taking the £3700 from my Mum's account which will have put her £1200 overdrawn straight away. Surely I'm liable for that money until I sort it out with the guy who bought the car and not my Mum. How dare they access her account without her permission. She has been with the bank almost 30 years and never been so much as a penny overdrawn. What with my daily radio therapy and my Mum's weak heart this has caused all matter of problems.

Yes it is for Council Tax. I did ring Gateshead Council and explained i was ill but they said it was too late as it is in the bailiffs hands. However I didn't explain to them that I was being treated for cancer. thank you ; )

Last year I foolishly allowed Rossendales to enter my property for a walking possesion order. I fell behind with their unrealistic demands and on December 23rd 2009 the bailiff arrived to empty the property. My Mum wasn't going to allow them to empty our home at Christmas so she paid them off thus closing the case. I haven't worked for over a year due to cancer in the jaw and my partner lost her job in March of this year. We subsequently fell behind again with our council again. Rossendales have quickly picked up the case this time and a bailiff arrived on Friday saying if I paid £250 and signed a walk in agreement he would enter a payment plan. I informed him that due to having my fingers burned by them last year that I would not allow him in to the property. He said he could force entry as he has been in the house before. Of course this was for a totally seperate case which was settled. He has said he is returning this afternoon thus giving me the weekend to stop being silly and think about how much more it would cost if he forces entry. Can he break in? I'm worried sick, i have my radio therapy at 3pm this afternoon but i'm terrifieed to leave the house.

I have copied a pasted this on another readers advice as this seem to be the busier forum. nellio Novitiate Angry Mobile Money ceased and sold my car... I am seeking some advice here. Maybe I am too late but i just can't get over the fact that my car is gone forever and personal property within the car too. I foolishly took out a loan from the Gateshead branch last July 2009. I was making the payments on time up until November when I lost my job, drastically reducing the amount of income into the family home. I asked if I could make token payments until I found work. I was asking if I could pay about £50 per month instead of almost £200. Basically the manager refused that amount and the threats of repssession started. Anyhow, on January 21st of thsi year 2 big lads came to my door and said they had come for the car. I had friends round at the time and not wanting to cause a scene in front of them I handed over the keys. He told me to contact the office about getting the car back. I rang them up and they told me that they would keep the car for a month before selling it. They wouldn't allow me to bring the account up to date they only wanted full and final settlement. After about 3and a half weeks I managed to raise the cash to get the car back so I started calling them to arrange pick up. Everytime I called I would be put to voicemail after a couple of rings. I left a message saying I had the cash and when could I pick it up. The next day I recieved a text of all things saying sorry but the car is sold we tried toi contact you on numerous occasions without suscess so we had to sell the car. A cheque for the difernece is in the post. I was absolutley devastated that my car had gone forever which then made me think well at least I need my personal possessions back. Desigener £200 long distance glasses and a copy of fifa 10 for PS3 and some CDs. Once again the voice mail tactics started so I sent a text. Within a minute I recieved a text back saying there was nothing in the car except rubbish. The next day I recieved a cheque for £700. The total repayable was £2000 and the car was worth at least £4400 (Parkers Glass Trade Guide). A week later I recieved a letter from DVLA saying that they received notification that I ha dsold the car. Well I certainly didn't sell it nor did I sign the log book so I suspect that they forged my signature. Is there anything I can do to hopefully (a) Get some personal recompense or (b) get the buggers closed down for theft,fraud whatever? Please help!!!

Bump^^^

I am seeking some advice here. Maybe I am too late but i just can't get over the fact that my car is gone forever and personal property within the car too. I foolishly took out a loan from the Gateshead branch last July 2009. I was making the payments on time up until November when I lost my job, drastically reducing the amount of income into the family home. I asked if I could make token payments until I found work. I was asking if I could pay about £50 per month instead of almost £200. Basically the manager refused that amount and the threats of repssession started. Anyhow, on January 21st of thsi year 2 big lads came to my door and said they had come for the car. I had friends round at the time and not wanting to cause a scene in front of them I handed over the keys. He told me to contact the office about getting the car back. I rang them up and they told me that they would keep the car for a month before selling it. They wouldn't allow me to bring the account up to date they only wanted full and final settlement. After about 3and a half weeks I managed to raise the cash to get the car back so I started calling them to arrange pick up. Everytime I called I would be put to voicemail after a couple of rings. I left a message saying I had the cash and when could I pick it up. The next day I recieved a text of all things saying sorry but the car is sold we tried toi contact you on numerous occasions without suscess so we had to sell the car. A cheque for the difernece is in the post. I was absolutley devastated that my car had gone forever which then made me think well at least I need my personal possessions back. Desigener £200 long distance glasses and a copy of fifa 10 for PS3 and some CDs. Once again the voice mail tactics started so I sent a text. Within a minute I recieved a text back saying there was nothing in the car except rubbish. The next day I recieved a cheque for £700. The total repayable was £2000 and the car was worth at least £4400 (Parkers Glass Trade Guide). A week later I recieved a letter from DVLA saying that they received notification that I ha dsold the car. Well I certainly didn't sell it nor did I sign the log book so I suspect that they forged my signature. Is there anything I can do to hopefully (a) Get some personal recompense or (b) get the buggers closed down for theft,fraud whatever? Please help!!!

I suppose that I should've also included that I haven't even got a new job description. Obviously I must be doing okay as I've either found my feet and took to the role well or blagged my way through.