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mila
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I previously applied for the industrial injuries disablement benefit and was turned down, because the company i worked for dismissed my claim of coming into contact with certain chemicals (they lied). When i got my letter of rejection, i did not appeal. I want to make a fresh apllication, but this time I have got evidence of the chemicals (a friend of mine gave me copies), can any one advice me of how to go about it this time
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Yes Yes Yes **first Win From Kensington!!!!!!!!!!**
mila replied to Louisk's topic in Mortgage companies
Congratulations !!!!!! mila -
Hi Conar, I too have received a letter from Lee Hancock. I wrote to Experian about "old data" and the need to remove them. Hancock basically wrote back with a standard letter and so bascally he has not fully responded to my letter. I will be drafting up a more sterner letter. This time I will be asking for defaults to be removed as the accounts have been closed. Any help will be appriciated mila
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Count me in as well, ill be happy to sign. I am currently fighting them off, they want £4400 of us and I know they are wrong in their calculations mila
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Yes Yes Yes **first Win From Kensington!!!!!!!!!!**
mila replied to Louisk's topic in Mortgage companies
Thanks Alan & nightmare I will do that. I have read a lot about Kensington in these forums and there is no way I will be taking this likely. But I really need to make a stand to them, as the £50 arrears fee is killing me, I have been paying for a while. -
Yes Yes Yes **first Win From Kensington!!!!!!!!!!**
mila replied to Louisk's topic in Mortgage companies
Im pleased for you Louisk, well done. I have a mortgage with them as well, I too will be making a claim for the arrears charges and anyother unfair penalty charges Oh I presume it would be ok to claim from them, as i still have a mortgage account running with them? -
I suppose I dont stand a chance in fighting to get the default removed
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Fair point. Thanks for that However this has left a downside to all this, they have stuck a default marker on my credit report
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Had a big bill from vodafone - £440, agreed with vodafone to a payment plan, was paying it off, then was hospitilsed. When I recovered, continued paying, but they said account was in default. I told them of my illness, but said the dafult would stand. So when wescot contacted me, thats when i sent cca to them and SAR to vodaphone
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Buzby Thanks for the pm, I tried replying but your box is full. Now that CCA is not an issue, can I still ask for the deed of assignment and if they fail on this, does it mean they (Wescot) cannot enforce it?
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Thanks Gary, I will be writing again, as they have not fully complied to mu CCA request, i.e. deed of assignment etc
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I had a business contract with vodafone for many years, that has been defaulted by Vodafone for non payment, a payment that I am disputing. Vodafone have employed Wescot to recover this "debt". I have wrote to both Vodafone (about default issue) and Westcot (sent a CCA request). Wescot replied as follows: "We can confirm under the terms of the Consumer Credit Act (excempt agreements) Order 1989, Article 3 (1) this account is not regulated by the Credit Credit Act ans is enforceable" My question is, Are Wescot right? need some help folk, please mila
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Congratulations Tink! I have started my claim with Mint, unfortunately I have not had copies of my statements. I sent the SAR to their Southend-on-sea address. Is this the correct one? Please help
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Hi Charliuk My deadline for the prem letter on two accounts (current plus & advantage) was also for today. Wells its quire weird, in that I only sent one prem letter covering the two accounts. Yet they have only replied for the advantage Gold account offering me a tiny amount (from Higley dept). I too will be sending my LBA letters today hopes it goes well for you.
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Thanks Matt,I have already started a thread - mila v Halifax (ERC)will keep you posted
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