Hi Everyone!!! Have now had a settlement of claim for £2500 so I am extremely happy !! (ots of Cheers) Thanks to everyone!! and lots of luck with your ongoing claims!! R22

Well....After sending a Warrent to the Bailiffs, the Bank have now deposit the money into our account!!! We Won..without too much of a battle!! (Lots of cheers!!) Thank you to everybody on this site who answered my questions and Good Luck with your ongoing claims! Love R22

Good Luck with your claim

Hi everyone!! ok judgement was enetred against Lloyds TSB on 28th december 2006 - have not received anything from Lloyds (not even a letter). i am now going to issue a warrent!! Will keep you all informed (any advice about this??) thanks R22

Hi everyone!! ok judgement was enetred against LloydsTSb on 28th december 2006 - have not received anything from Lloyds (not even a letter). i am now going to issue a warrent!! Will keep you all informed (any advice about this??) thanks R22

Ok...Quick update. I have looked at Money Claim today - the Judgement has been issued...it says... "Your judgment request has been accepted. The order has been sent to the Defendant." Now another option has come up with "Start Warrent" - What does this mean (does it mean sending in the bailiffs if LLoyds do not pay? - and if so how long should I wait before I start a warrent? Thanks for your help guys - can't see any similar processes on this forum - it is all quite new to me!! Thanks R22

Thanks Elsinore!! What does set aside mean? i will keep you posted as to what happens Thanks and happy new Year!! R22

Hiya Soulman I sent my prelim and LBA direct to the bank - both times got their standard bog off letter. It is the reponsibility of your branch (to whom you have an account with) to forward this internally to the appropriate people. Keep to the 14 days stated in your letter so that they know you are serious...and I think you were right to send by recorded delivery - this can only back your claim up in future (should you need it) Let us know how you get on - and G O O D L U C K!!! R22

M E R R Y C H R I S T M A S ! ! ! and all the best for a prosperous 2 0 0 7! R22

Found the information below, on the moneyclaim website (may be of use to others). I feel you maybe right Barty...However they were served judgement on 11th December giving them ample time to acknowledge the claim. Nowhere can I see an allowance for bank holidays etc.... I will post further progress once a decision on Judgement has been made....Wish me luck!! HMCS Info on Judgements for specified amounts If the court served your particulars of claim in, or with, the claim form, the Form N205A (notice of issue), given or sent to you when you issued the claim, will show the date by which the defendant should reply. This will be 4 days after the defendant was ‘served with’ (received) your claim form. You must wait until after this date before you can take any action. If the defendant does not reply to your claim, you can ask the court to enter judgment ‘by default’ (that is, make an order that the defendant pay you the amount you have claimed because no reply has been received). You should do this as soon as possible after the 4 days have passed. Until the court receives your request to enter judgment, the defendant can still reply to your claim. If the court receives the defendant’s reply before your request, that reply will have priority even though it has been filed late. If you do not request judgment within six months of the end of the period for filing a defence, your claim will be ‘stayed’ (stopped or halted) and the only action you could take would be to apply to a judge for an order lifting the stay. How does the defendant pay? If the claim was started using Money Claim Online you can submit your request to enter judgment to the court online - simply log on to www.moneyclaim.gov.uk Before you complete the form asking the court to enter judgment you must decide how you want the defendant to pay the amount owing. Think carefully about this. You may want the money paid immediately, but you may be more likely to get it if you allow the defendant to pay by instalments over a period of time. This will depend on the defendant’s circumstances. Complete the request form once you have decided how you would like to be paid. There are notes for guidance on the form to help you. Keep the top half of the form and send or take the rest to the court. What will the court do with my request? The court will use the information in your request to complete Form N30 (judgment for claimant). The form tells the defendant: • how much to pay; • when to pay it; and • the address to which money should be sent. Copies of the form will be sent to you and the defendant. The judgment will be recorded on the Register of Judgments, Orders and Fines.

Best of Luck Crush!! I'm sure you will have no problem beating Lloyds...Happy New Year!! R22

Good Luck with the helpline Tanz!! Let us know how you get on!! R22

Hi All After submitting my court claim, Lloyds have not responded to the court within the 14 days given, therefore I have entered judgement (by default). According to the court they had until 25/12/06 to accept the claim - to date no reply. Does this mean i automatically get all money now of £2500? it seems a little too easy...??? Hope everybody has had a great christmas and best wishes for 2 0 0 7 ! ! R22

Hi All After submitting my court claim, Lloyds have not responded to the court within the 14 days given, therefore I have entered judgement (by default). According to the court they had until 25/12/06 to accept the claim - to date no reply. Does this mean i automatically get the money now? it seems a little too easy...??? any advice will be appreciated R22

Thanks mjanet!!!

Can someone point me in the right direction?... ...I saw on the thread somewhere advice relation to completing the online court form....does anyone know where this is, or copy and paste it onto my thread here?? Thanks everyone R22

Hi everyone Have been away and am today going to persue this through the courts, so will start getting my bundle together. Thanks for your Support R22

Fantastic!! this is something I will definately do then!!

Would anybody be able to tell me if on application to the courts if I can add any "unlawful charges" that have been made since the prelim letter was sent? Or do I have to stick to the initial demand that i have made to LLoydsTSB?

Thanks Barty - that's reassuring. I have received the standard - we don't agree with the ombudman's decision and we are not paying up letter, so I will be filing for court once the 28 days are up!! Getting ready to compile my bundle - I'm looking forward to the fight!! R22

I have hand delivered the LBA letter today...so have a 14 wait before I take action. I have hand delivered both letters and have copies - should I have sent these by recorded delivery? Will the courts frown on me for having not done this in the first place? I have a witness to the hand delivered mail. Your advice is always welcome R22

Hi Everybody!! I have accounts with LLoyds, and over the past 6 years they have "unlawfully" taken over £2000.00 from my accounts. Therefore I decided to claim. I sent the "Preliminary Letter" on 30th October 2006. To date I have heard nothing from them, therefore tomorrow I shall be sending the second "Letter before Action". I'm digging in for a long process....wish me Luck!!