Here's the Court Service link for the EX160: http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForms.do;jsessionid=0002384D4C777BBFD06EDB0C1832B3DD

Only just seen this, but wanted to point out that if they are on benefits, they don't need to pay court fees; indeed if they have paid fees to issue the claim already, or an AQ fee, they can apply for them to be refunded. They can do this now, incidentally, no need to wait for the case to conclude. Just ask the Court for form EX160 or download it from the Court Service website. Hope that helps.

Yes, there's no problem putting the POCs on a separate piece of paper, just make sure you put your name, claim number etc on it just in case it gets separated rom the N1 - the courts are inefficient!

They can, technically, apply to have the judgment set aside but they would have to give a very good reason why they did not comply with the Court's directions and I'd be pretty surprised I they tried. Looks like you've won - well done

No problem; good luck - I'll watch this thread and see how you go!

Well done

I'd strongly suggest the latter course Adam; if they have not applied for a stay then you're under no obligation to be arguing against it before they've even made an application. [problem] are frequently incompetent; you may simply end up reminding them to turn up and/or apply for a stay! Just be well prepared when you get there. IMHO

No immediate thoughts on your relentlessly complex case I'm afraid but I thought another bump wouldn't go amiss!

How pathetic they are messing you about for such a paltry sum; half hope you have to send the bailiffs in, that would teach them a lesson

Taken from the Martin Lewis site: Q: Is the law the same in Scotland? A: Things are a little different in Scotland as the contract laws are not quite the same. Also anything decided by the High Court is only persuasive in Scottish law and will not result in a ‘sist’ of proceedings (equivalent to a ‘stay’ in the rest of the UK). If you want more details on the specific law in Scotland, the Govan Law Centre is a very useful resource

According to the Guardian today, new figures suggest that the amount paid out is closer to an astonishing £1bn! See: Bank charge refunds may have hit £1bn | | Guardian Unlimited Business

No, first I'd heard of it - fantastic stuff

Sensational stuff, it's a truly astonishing achievement to have put all this together so quickly, particularly given that three different groups are involved. To say I'm impressed is an understatement

You're not the first to say that; I'd suggest going to the following link and downloading the N1 form and do it that way. All the best http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForms.do;jsessionid=CC9FF3F2005F05589979D7332094F92A

I suspect the delay will be rather longer than that; with such serious issues at stake I would have thought the case will be appealed firstly to the Court of Appeal and ultimately the House of Lords. As Everyman says, it is the job of the courts to determine what the law is; not the OFT. I really do sympathise with everyone who is likely to have their case stayed and just hope that the wilder conspiracy theorists are not proved right. I also fully understand the anger at the apparent lack of consultation with the various groups representing the consumers whose interests are to be in many cases significantly affected by the test case. Perhaps there are legal reasons why they could not be consulted but I cannot think of any. My hunch though (to some extent based on experience) - and it goes against all my anti-establishment insticts to say so - is that the higher up the court system you go, the more independent-minded the judges seem to be. If it does go to the Lords I think that increases the chances of a just decision and as someone else said - just think of the interest that will have accrued! Time, as they say, will tell ....