Woohooo!!!!! Just to give you all an update - I rang the litigation team last Friday and was ensured that they would settle in full. I got the letter yesterday and I'm just about to fax it off and I should have the money in my acount either later today or tomorrow! :) It has been a long, and sometimes, scary journey but I'm SO glad I stuck to it and didn't just give up or take the first settlement offer of £850. I'm having a baby in october so this money is going to come in so handy. I can buy a car now. I will, of course, be making a donation to this site. Without this I would've jacked it all in months ago. Thank you so much, and to everyone out there who's at the beginning of their claim - just stick to your guns, and good luck!

Thank you all so much I've sent the bundles off and have checked online that Barclays have recieved it so i'm going to give them a ring tomorrow and see if we can come to an arrangement. I'm very nervous though!!!!!!!

Thanks for that dar3n! I've put the bundles together all ready to go tomorrow. What is the best address to send them to? Is it the freepost one or the litigation team? Thanks in advance

I have a court date of 11th May for a claim of £1926.84 + court charges and i am just putting together the court bundle to send off tomorrow. I seem to have mislaid one of the letters Barclays sent to me. It was in response to my first letter and it was a holding letter saying they would respond in 14 days. Will this have a big impact on the claim? Am i going to look like i don't know what i'm doing? Do you think i should put a note with the bundle explaining about the letter (it is referred to in the next letter from Barclays)? Thanks - i feel so stupid

Thank you all so much for all this information. I'm just in the process of filling out my AQ and i'm starting to get really nervous about the whole process! With all the advice on this thread i'm finally starting to understand it all. Thank you