Hi Paul, Thanks very much for your reply. I now feel much more confident and am going to bank the cheque tomorrow! Will also be persuing the rest of the money. Will let you know how I get on. Thanks again for your great support. barnett.

Thanks very much for eveyone's advise. Has anyone else cashed a cheque offered in full settlement and then gone on to claim for the rest? The bank states that encashment of the cheque will be taken as acceptance of full and final offer. Does anyone know if this stands up in court? Has anyone received full amount without court proceedings? Sorry to ask so many questions but don't want to make a mess of things at this stage!In a real dilema cos I am determined to get back the full 13.5k but could really do with banking the cheque for 6.5k right now! Please help if you can. Thanks

Paulpb123, Thanks for your support. Bit nervous about banking cheque as they have said that if I do this will mean that I'm accepting offer as final settlement. Please advise!

Sorry I haven't posted for ages but I have been waiting for a reply to my LBA for weeks! Got a letter this morning with a cheque for £6,380!! This is aprox Half of my claim for £13,500 for the charges on two seperate accounts. If cash it then I am accepting full and final settlement. Can someone advise me what to do please?! If I reply asking for the rest, what are the chances that they will pay? Do you think they will force me to start court proceedings? Would appreciate some help.

Thanks for the advise Caro. I intend to go all the way with this claim - after all someone has to be the first to suceed in claiming such a large amount from the Yorkshire Bank! I am aware that if I loose I will be liable for their charges. Have you any idea roughly what that amount would be? Still waiting for reply to LBA, but no doubt will be same as first. Money claim next step. By the way I started a thread in the welcome forum titled barnett v YB by mistake. Can you tell me how to delete this. Thanks.

Hi All, Is there anyone else out there claiming on fast-track for such a large amount? I would be really interested to know how you are getting on and if anyone has been paid out for such a sum! Thanks.

Michael, Sorry if I'm being really thick! You say not to send the moneyclaim form to the YB but the address you have given me is for the YB! Please could you clarify. Thankyou.

Caro, Thank you for the advise. I didn't understand your PM. I have never used a site like this before. Am I using it incorrectly? If so please advise.

Jon, Thanks for reply. Have read PM and would be interested to know otcome of meeting. Thanks

Michael, Thanks for replying. Is the address you sent the one I should use to send the money claim forms to? I have used the clydesdale bank add so far in Glasgow. Should I send them a copy? Could you explain what you meant by it being fast-tracked. Thanks

Can some one help me please? Claiming against Yorkshire Bank for £13,500 of charges! Sent prelim letter, got reply saying no, stating bank charges etc and saying if I take to court they may counter claim for damages suffered due to breach of contract. Sent LBA today. Expecting same reply. Can I claim this amount on moneyclaim site? Do I send to branch or head office as this is in Scotland? Would really appreciate advise. Thanks.

Thanks Gary, Have already had the initial sod off letter! with a threat of a counter claim for damages suffered because of breach of contract! Think they are trying to scare me off going any frther. Not a chance! LBA sent today. Let me know how you get on. Good Luck!

Hi Gary, Sorry but beaten your record! Account 1 £5939.35!! Account 2 £7707.73!! Can u let me know wot stage u r at with the Yorkshire Bank?

Hi this is my first post so not quite sure wot i'm doing! Got my statements from Yorkshire Bank and charges for last 6 years for two accounts totalled £13,500!!! Has anyone else ever tried to claim such a huge amount? Sent prelim letter and received standard reply saying accont my responsibility and stating bank policies etc. Also said if I took them to court they could issue a counterclaim for damages suffered due to breach of contract by me. has anyone else had this? LBA sent today.

Hi hope you can help me. New to this and not sure quite wot i,m doing yet! Got statements of two YB accounts and the charges over last six years total £13,500!!! Has anyone ever tried to claim such a large amount? Sent off prelim letter and received standard reply but also the threat of a counterclaim for damages suffered as a result of breach of contract. Have sent LBA letter today. Can anyone advise me further?