Several months ago
i received a letter from Idem saying black horse had sold my debt to them
at the same time i received a letter in the same envelope from Black horse confirming this,
Both letter stated that if i was on a scheme this would be honoured,
Black horse froze interest rates on my account in 2007 i was on a repayment only scheme,
i thought nothing untoward until
i received a letter from idem saying to ring them to set up a payment plan,
The amount owed differed from what i actually owed,
i rang them and they told me interest was being charged, i explained i was on an repayment only scheme.
They said they would write to Black horse,
i left it 3 weeks and contacted Black Horse they have not received any letter,
However they said they would pursue this and
made 2 telephone calls to them
i phoned Idem and they confirmed they had received the calls,
Now 2 months down the line and 5 letters latter to Idem ,
they have not replied or made any effort the honor the agreement with them or Black horse,
any ideas or help please both my wife and myself anr well into retirement age
and don't want the aggravation of these types