Hi
I have read other posts on this site but I just wanted clarification.
I sold something over Facebook marketplace via PayPal friends and family (stupid I know). The buyer did a chargeback and now my PayPal is negative £260.
it’s not a PayPal credit so no credit agreements was made and I don’t even use the PayPal account it’s very rare, I can comfortably live my life without PayPal.
I have started to get phone calls and texts from moorcroft now, I know letters would be on the way so I went into my PayPal account and put in a made up address.
From what I understand because it’s not PayPal credit nothing can get put onto my credit history, I don’t have to pay them anything and all
moorcroft do is scaremonger for a while then pass it back to PayPal.
Any information would be great.
thanks