OK,thanks
Yes is often that freeholder is scaming on insurance quotes.
Every one know that,no I don't discover that is cheaper find yourself,only supraising me that people allow to happen.
Is not only insurance scam wit them,look proply on your service charge statements, you see how% them charging more than should.
What % you paying from service charge to them??(the fees for running your property)
All VAT from invoices, wich you pay.them claiming back evry year(another profit of 20 %)
What I try to say, them making araund 50% of all amount of your services charges. Maybe also is usual practice for you.
Average is 15to 20 %form,another's Maintenance company.
Not sure is only me seeing that,we get rip off evry year for big money, them don't care about property just profits in pockets.
Lots of people complaining abaut them,why nobody want to confront them proply by courts or something?the tribunal is pointless, not too many people winning this way.
My advice to everyone, if you can .start from reading your lease proply (I know is not easy,hard wording and etc)you find lots of answers to you problems (them often don't follow the lease)
Start checking, yours request for payment (the % ,fees and etc)
Insurance quotes.