@Dodgeball, if they accept my SD (and I can’t see a reason why they wouldn’t (let’s not get into whether they can or can’t approve/deny) as I have ample proof that I have been completely unaware and have acted ASAP to rectify when aware, well within 21 days) is your advice to enter a guilty plea? What would be the outcome then? I’m happy to pay a fine, just don’t want any kind of mark on my record. If the magistrate accepts SD, do they have the power to make this all go away? imagine I hadn’t made any mistakes and all my paperwork was flawless and I was completely beyond reproach - do they have a mechanism that would make everything vanish and the world return to normal on the very same day? Apologies that this has opened ancient cans of worms - I appreciate the community’s input.

I’m OP from the contentious thread (that is undoubtedly posted in the wrong place). Hope it brings a grin!

I’m not sure what previous drama I’ve accidentally stirred up, but I haven’t come here to cause issues...and I certainly haven’t colluded with anyone! Happy to verify this in any way suitable. I’m just a chap sloppy with paperwork, trying to avoid a criminal record. I didn’t receive any of the info because I moved out in Dec ‘17 and the alleged ‘offence’ wasn’t committed until a year later when I was living elsewhere. I have no issue handing over some money for a clerical error. However, I have absolutely no interest in accepting any kind of endorsement, charge or conviction because I didn’t send a letter to the DVLA 2 years ago.

@BankFodder - fortunately, this is the first time I have had to use the site. The information I have found has been far better than anything I've seen elsewhere, and the selfless help of the users is amazing. Payday is fast approaching, and I will do what I can to support.

Thanks for the reply, @dx100uk. I've certainly calmed down since last night. Common sense says I haven't done much wrong...but the letter of the law may see it differently. Guess I'm just trying to figure out how the magistrate is going to approach it. I've trawled through the site and have seen a huge amount of information relevant to different elements of my situation being shared by the users tagged below. Sorry if it's poor etiquette to mass tag helpful users - but I would really appreciate your time and relevant expertise. @BazzaS, @renegadeimp, @DragonFly1967, @Gick, @ericsbrother, @Raykay, @martin2006, @Bailiff Advice, @CAGBot, @Man in the middle, @unclebulgaria67

Just adding a notes that may be relevant based on things I've read elsewhere on the forums and on some further information I've receive in the post after requesting some documentation from the courts: Firstly, I want to be really clear that I take responsibility for not informing the relevant bodies of changes to address and registration plate. I have a responsibility to perform these tasks, and I didn't fulfil it. If I need to be chastised before receiving advice, then I'll take it! That being said - the lessons have been learned, and I will be evangelising the need to ensure your paperwork is correct to everyone I meet for the rest of my life. The Single Justice Procedure notice that has been photocopied and posted to me shows I was issued a FPN in early Dec '18 for being the RK of a vehicle that did not meet the statutory insurance requirements contrary to Section 22 of the Road Safety Act 2006. In early May '19, a DVLA employee signed a witness statement re: Failure to comply with Insurance Requirements, and the certificate of service by post was stamped end of May. How 'honest' should I be? I've seen other posts where they don't suggest letting DVLA/Courts know that you were driving the car 'without insurance' and 'without tax'. Also, letting them know that you failed to notify them of a change in address? I would rather be honest, but I don't want to run my mouth unnecessarily if it's going to cause further headaches. The court that handled the initial charge is a different court to the one that I am attending on Friday. Can't tell if this is relevant? Is there a chance that I could contact DVLA, explain the situation and offer to pay the original £100 fine? As I have now had an insurance policy cancelled (I think, unfairly) - does anyone know how can turn this around? My new policy has cost an arm and a few legs. Will this be an endorsement on my license? Will I have to declare this to employers/security checks/DBS/Insurance? So I can prepare myself, what is the best case scenario for Friday, and what is the worst? I have no issue with coughing up for fines...but I want to do all I can to try and make sure this isn't on any record anywhere at any time. THANKS AGAIN TO ANYONE WHO SELFLESSLY SHARES THEIR EXPERTISE AND EXPERIENCE WITH STRANGERS ON THE INTERNET

Rough timeline for my issue below. Would appreciate advice as I am freaking out BIG TIME! Sep '17 Insured and taxed CAR1 with ORIGINALPLATE when living at FLAT1- all documents correct and in order. Oct '17 Put PERSONALISEDPLATE on CAR1. Inform Car Finance company, but forget to tell Road Tax or Insurance that CAR1 now had PERSONALISEDPLATE December'17 Left FLAT1, moved to HOUSE1. Updated driving license to address of HOUSE1, and inform car finance company. Forgot to update V5 doc or the insurance for CAR1. September '18 Renewed insurance for CAR1, but still with all paperwork as ORIGINALPLATE, which was inadvertently inaccurate, as PERSONALISEDPLATE was on the car. Taxed CAR1, but this time as PERSONALISEDPLATE. December '18 DVLA identify that PERSONALISEDPLATE does not have insurance (because when I renewed the insurance, I insured LICENSEPLATE). They then send £100 fine to FLAT1 for keeping a vehicle without insurance. New tenants bin it. January '19-June '19 DVLA send series of reminders and increasing fines and notices to FLAT1 that all get binned by new tenants. They send a summons in May that also gets binned. July '19 Prosecuted in absentia at Swansea Court for keeping a vehicle without insurance. Found Guilty. Fines passed to debt collection agency. August '19 Remove PERSONALISEDPLATE from CAR1 and put PERSONALISEDPLATE on retention. CAR1 returns to using ORIGINALPLATE. Sell CAR1, buy CAR2. Update insurance, ownership documents and tax. All paperwork in order. September '19 Renew insurance for CAR2 with all paperwork in order. December 11th Old letting agent contacts me to say that bailiffs have turned up at FLAT1 with permission to take possessions to the the value of £660. December 12th After speaking to debt collection agency, my insurer the DVLA and the Court, find out I’ve been charged and found guilty of Keeping a vehicle without insurance after ignoring correspondence for a year. Speak to Court and book an appointment to make a statutory declaration, as I have had absolute zero awareness of my clerical errors nor their attempts to contact me. December 13th Insurer calls to inform me that they've cancelled my current insurance policy, as the underwriters consider the charge against me to be an unacceptable risk. I then scramble to call my partner whose insurance is also now void, yet still driving to visit patients. December 17th is today December 20th is my appointment with the magistrate to sign a statutory declaration. Ask - can someone advise me on: What to expect on Friday? What do I need to bring/prepare? Should I enter a plea, and if so, what? Will this charge be on record? If so, what record? I'm a teacher, is this going to disrupt my DBS? I travel to the States for a work trip in January - will this cause me issues at the border? So yeah, I'm freaking out. Being sloppy with paperwork has led to a real nightmare... Thanks in advance!