The debt does appear to be statute barred as the date of the decision letter is April 21st 2001, that is if you have not made any payments towards the debt or admitted to it in writing, otherwise the 6 year statute of limitations period will apply from the date of payment or admission. The debt being statute barred does not stop a county court claim being made against you, but if you are certain that it is statute barred you have a solid defence against a CCJ . If you receive a response pack to a county court claim, you will still need to complete the N9B to submit a defence otherwise a CCJ will be granted against you by default. You would then have to go through the process of applying to set aside the CCJ.

That would depend on the circumstances surrounding the deceased's estate. Your statement is certainly inaccurate and given the nature of the subject, unnecessary scaremongering.

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