Nope dx, I've stayed at the same address for 7+ years.
I just checked with clearscore,
the report shows a search performed by "TDX Group (for Vodafone)" In February 2016,
which is around the time i would have went 120+ overdue & into default territory.
I have never received any contact from them or Vodafone since 2015 though
(except when I called vf last year and got a very cryptic response after being passed from dept. to dept.
and wasting the better part of a couple hours on the phone, but that's by-the-by).
I'd be happy to clear it to avoid a potential default.
But as it's not showing for now, and contacting them might have the opposite effect,
i guess i'll just cross my fingers.
Hopefully, I can get my mortgage application through before my credit report turns into a pumpkin!
I'll keep y'all posted if it develops any further... (still boggling my mind that it's not even showing as a late payment)