Last moved 7 years ago, but all of the agreements that I was dealing with were all accounted for, regardless of address
For instance I had accounts with JD Williams, SimplyBe and Very. All 3 of these I know about and are dealing with
However the account that has gone to court I have been informed is for SimplyBe, which never showed up on the debt collection website as a second account so I was never aware of any outstanding payments so was unable to come to an agreement prior to the letter from the solicitor. I believe that we did have two seperate accounts for this catalogue.
When the letter from the solicitor arrived, as I stated earlier, I tried to find out from them exactly where this account came from, I explained to them that I am querying it, as it had never shown up on the DCA website prior. I made a couple of token payments while disputing the claim, to show that I was willing to pay, so long as it was the correct account.
I have two logons to the DCA, one under my name for my debts, and one for my partners...This account never showed up under either login...
The Judgement arrived this week, again, I never received any paperwork prior to this, so did not know it had gone to court, was unable to send in any defence, and now do not know who to speak to in order to get the amount I have to pay lowered, as I am unable to afford the amount the court has set.