Hi
I defaulted on a Natwest credit card in 2013.
I haven't made any payments to Natwest or any DCA since this.
I've had Moorcroft, Wescot, Cabot and now Robinson Way on my back.
Natwest have defaulted me on my credit file and I notice that Cabot have also done (using the same default date that Natwest did).
I've now recieved a letter from Robinson Way saying that Cabot have passed them the debt.
What does this mean and should I send the CCA request?
Is there any hope in getting the Cabot default removed as I have never acknowledged the debt in writing to them
- the only communication I have had was a couple of loose conversations about a F&F offer (about 35%) which they clearly didn't accept.
I also don't want Robinson Way putting a third default (albeit with the same date) for the same debt!!
Would appreciate anyones help as how to proceed as it's hard to keep up with.
I was prepared to make a full and final offer to Cabot,
so am not opposed to making one to this new lot,
but am confused why Cabot have defaulted me and then passed the debt on.
Thanks