Hi all
Ive had an issue going on with Lowell/Cohen regarding what they say is a catalouge debt.
I asked them to prove the debt as it is not one I recall (other debts are cleared) as they threatened court action, and thats what they have done.
I received very vauge information from them
,but they sent what they claim is a credit agreement which is missing my signature (it was apparently an online from, where my signature is missing,there is a tick box instead).
Today I received a form from Northampton, the particulars of the claim state -
" The claim is for the sum of £xxx..due by the defendant under a non-regulated shop direct account with the account reference of xxxx...
The defendant failed to maintain contractual payments required under the terms of the account agreement. The debt was legally assigned to the claimant on xxx,notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the county courts act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceddings in the sum of £xx. The claimant claims the sum of £xx"
Two things also concern me regarding these forms -
It seems to be missing a court stamp - there is just a printed circle of 'the county court' on it
Return address for sending payment and documents is cohen cramers
The papers were received today.
Many thanks in advance