Thanks.
(Sorry for joining all aggressive, but I'm paranoid by nature and I just wanted to check first my post wasn't deleted to prove my point).
Okay cool then.
Let's start again,
Any advice I can get will be greatly appreciated.
I've got a credit card with Goldfish from 2004. I got into financial difficulty around 2007 and stopped even paying the minimum monthly payment.
At the time the debt was about £6,000. (What blows my mind was my salary was around £14,000 pa at the time) but each few months they'd raise my limit until I had credit limit around £11,000! Go figure! But this was pre-2008 crash).
Anyway, I moved around a lot Europe until start of 2016, when I (perhaps foolishly) got back on the Voters Roll. Now I've had this letter from Lowell saying blah blah, debt is now £8,500 and we will go for a CCJ.
Trouble is I'm not sure when I stopped offering them £1 a month.
I don't want to kick the hornet's nest by phoning them up, but neither do I want to bury my head and end up with a CCJ by default, as I've finally got my credit rating looking better than Robert Maxwell.