I had a credit card account with Lloyds, who have now sold my debt to Wescot, this is for around £3k.
I was paying Lloyds £1 a month, but for some reason they have sold my debt to Wescot.
I called them today to set up a £1 per month plan
and they have asked me to contact Stepchange to get an income and expenditure form.
I also had a credit card account with Virginmoney, again for around £3k.
I rang them today to ask why are they still charging me interest,
and they advised me as its been over 180 days in arrears they have sold my debt to Arrow Global.
I was also paying them £1 per month.
I have not received any communication from AG yet,
although its only been a few days past the 180 days so far.
Does anyone have any advice what to do for each of these cases, before I go ahead?
It should be noted that I also have two more bank account debts with Lloyds
and a credit card with Barclays, all of these are in payment plans,
which I am paying £1 a month to.