Name of the Claimant ? University of South Wales Date of issue - 4th February 2016 What is the value of the claim? 856.11 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? - University fees When did you enter into the original agreement before or after 2007? After - October 2012 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. - Original creditor Were you aware the account had been assigned – did you receive a Notice of Assignment? - No Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? Poor financial circumstances, offered to pay but no acceptance or refusal heard - forgot about it. What was the date of your last payment? n/a Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? Yes - I advised the agent and they sent out I/E form which I completed, sent back with offer of £20 per month then heard nothing back.

Hi, I have just received a claimform from Hadfield & Co Solicitors on behalf of my old Uni. It is over an extra module that I had taken but didn't complete due to dropping out of Uni entirely due to personal reasons. I accept that I owe the module amount, which is £578 but they are claiming an amount of 726.11 plus a £60 court fee and £70 legal representative costs - £856.11. They had assigned a debt collector, who I was about to enter into an agreement with around September 2015. I can't remember the name of the company after one phone call, they sent me an income/ expenditure as I proposed £20 per month (I'm not earning much at all!) I filled in said I/E and sent it off but heard nothing thereafter. After a lot going on in my life, I have to say I didn't really give it too much thought until a Claim form came through the post. Surely they are supposed to send letters? Like I said I have had one phone call and I was happy to make an arrangement, I really can't afford a CCJ against me! The particulars are as follows; The Claimant claims £578.00 in respect of 1. University Tuition provided by the Claimant at the Defendants request, full particulars whereof having been supplied by way of Claimant's invoice dated 23 October 2012 to 23 October 2012. 2. The Claimant claims the further sum of £148.11 pursuant to S.69 of the County Court Acts 1984 at the rate of 8.00% from the date on which the invoice(s) were due to date. 3. The Claimant also claims statutory interest at the above daily rate of £0.13 from the date hereof to payment of Judgement, whichever is the sooner. 4. Costs I'm not sure if anyone can help me, but I have already acknowledged the claim online and I refuse to bury my head in the sand any more! I already have one CCJ registered against me, which I have been told from a friend that had I defended it, I could have had it dismissed! Thanks in advance!