Thank you for advice.
I hadn't heard of a SAR before so I may do that.
I don't think I had any PPI - I never bothered with those when I borrowed money.
They have zero chance of raising money from my assets as I have none, not even a TV.
My boat is the reason for the CCJ
- I was misled by the seller and the surveyor when I bought it and it turned out to need far more than the ' cosmetic work ' suggested by the survey.
In fact it needed a complete overhaul.
I went to court and lost hence the CCJ
- it turns out that under the Sale of Goods Act a private buyer has virtually no protection, even when my partner took the boat to sea having been told it was seaworthy and it nearly sank, his life was put at risk but no one was interested, not even the MCA who allege to be so concerned about safety at sea.
They actually had previous knowledge of the surveyor who they had prosecuted in the past but he was still allowed to practice.
Anyway, I digress.
I suppose I can always move if the collection agency comes calling!
Thank you and I will donate to this excellent site when funds permit.