Hi
,i need help,
i'm 23,carer,and live on 60 income support,
i've had a court letter today for an orange contract i took out when i was at college in 2010.
what happened was the phone broke 3months roughly before my contract was due to end,
i had no insurance as i was living on 30 ema a week,
i phoned they said nothing they could do so i just stopped paying the last 3months.
I thought it wouldn't be a big deal as i'd paid every payment before that for over a year never missed.
please walk me through what to do
,it says i have to go on moneyclaim.gov to respond,
i thought i'd get your advice because you all seem to know what you're on about.
Lowells want total 237.69, which seems extreme and i cannot afford.
I did receive letters before reguarding my bill but i just ignored,
because it was only for last months and i thought they would give up.
Shall i offer a minimum monthly payment out my benefit?
thanks for listening.