Hi all,
I joined Virgin Active gym few months back, and after 2 months of joining I left because I ended up not going because of loss of interest and the price, so I cancelled the DD (the contract was for 6 months), and like a week later I received a letter from them demanding the money, and they sent me a few text messages too.
After a few more weeks I received a letter from ARC demanding me to pay £210, they keep calling me constantly, sometimes like 10 calls; one after the other, which I ignored.
After couple more weeks ARC sent another letter threatening court actions if the outstanding balance was not paid.
2 weeks later (today) I received a letter from Major Law solicitors threatening court actions as well, they have said I should contact ARC to repaid the debt.
I have have had no contact with Virgin, Arc or Major sols yet, meaning I haven't spoken to them.
Can they actual take me to court?
I don't really care about credit ratings.
I am 20, living with my parents, can they get the bailiffs involved?
Thanks very much.
Any advice is greatly appreciated.