Hello,
I received a letter from Wescot Credit Services last week.
They want me to verify I am the person named in the letter and live at this address.
They say they will presume I am at this address, if they don't get a response by the 25/02/2015. I haven't responded.
I suspect they are chasing me for an outstanding bill to British Gas, around £200.
If I am right that is, then I imagine they will add some crazy charges on top.
At the time, last year in the Spring when I last spoke with BG, I fell out with them. I was having money problems, and mental health issues at the time. They continually called me about paying my bill. I tried to strike a deal with them (over the phone) to pay it off, but they wanted more than I could afford per month. Then I left that rental, and forgot about the bill.
I'm not sure I am happy to pay the bill or not, given the way BG treated me. I imagine I have screwed up my credit record now too. Well, I can compromise and pay a small monthly amount, as long as it excludes any of BGs draconian charges.
This Wescot letter is rather intimidating, but that's the point I guess. I did read another thread on here which sounded similar to my situation. Sorry I can't post a link.
I am now a home owner, if that changes anything.
Some advice would be much appreciated.