Good evening, I will outline my situation as briefly as possible... Bryan Carter put in a claim for approximately £2260 relating to a credit card I had with Capital One to Northampton County Court Business Centre, issue date 08th Aug 2014. The debt is not statute bared I responded to the claim appropriately on the money claim website and informed them I would be defending my case. I then proceeded to send CCA and CPR requests to BC and Lowell Finance. All requests were denied in writing by BC on the basis that the courts protocol was followed and that my case was most likely be allocated to the small claims track. All of a sudden the due date for my defence was upon me and I had nothing to go on so called the court advisers who advised me to file the form N244 with a fee requesting an extension to file my defence. While researching how to fill in form N244 I stumbled across a forum post detailing a situation where the defendant in similar circumstances had not only requested an extension but requested that the judge ordered the claimant to supply the defendant with all the appropriate and relevant paperwork. I effectively copy - pasted his covering letter, filled out the form appropriately and emailed it all off to the court with copies of the letters BC had sent me denying their obligation to send me the paperwork. Weeks went by and I'd heard nothing from BC or the courts I called the courts to find out what was going on. Only to be informed that they had not received my N244 and covering letter etc. It transpires I'd made a mistake with the email address. I was advised to resend it immediately which I duly did, this time receiving a delivery receipt. This was early November. The very next day I received an envelope from BC containing a copy of my signed credit agreement and statements. No copy of the default notice? Today I received a letter from the court informing me that the judge had deferred my application with the comment "The Defendant must provide reasons within the application" My question is... Where do I go from here? regards