Hi I took out a fixed-sum unsecured loan with HSBC back in October 2007 which was covered by the Consumer Credit Act 1974. It was for 5 years (60 payments) and finished October 2012. I had heard about them owning up recently to problems with statements and was talking to someone at work who recalled the Northern Rock problem with statements not stating original amount borrowed. decided to dig out my annual statements and loan agreement. Mine doesn't have the original amount borrowed on just opening balance and the payment and closing balance. Bit confused, is it only a requirement on certain loans? They only seem to mention problems with not having the part payments criteria that was missing in all the information i can find on the internet. Plus on one forum somebody said they had spoken to HSBC and was told that it only affects loans since 2011? Thanks