If I remember correctly I made the deal directly with the solicitors, there was nothing through the court other than the CCJ ordering that I pay it. So if I do this N245 form, providing the court accepts it I can just continue paying a set amount?

yes because I'd forgotten about the debt until I found the ccj

I suggested a repayment to the court and they passed that to the client who accepted it

Hi, I'm the anonymous family member the history is this... I had a season ticket loan from an employer who I left in 2013, moved house shortly afterwards and forgot all about the fact that I needed to repay it. I also forgot to claim a £25k pension which I didn't claim within a 3 month period too.. Time went on and it was 2016, I checked my credit file and noticed I had this CCJ. It had gone to an old address so I never knew it was there. In June 2016 I contacted the Lawyer who was managing the debt, agreed a low repayment and carried on. June 2017 a chap turned up with a statutory demand, because I'd missed a couple of payments... I spoke to the lawyer, agreed to pay the arrears and double the monthly repayments and it carried on. That June I paid £450 to catch up the arrears and from August I've made the monthly payments each month. In October the Lawyer contacted me and told me I was one payment behind (for the July) so I made that payment immediately and carried on. Yesterday, the same guy that brought me the SD last summer brought me another one... I contacted the lawyer to find out why and they said I had missed a payment in June last year. Looking back through all the payments I worked out they were correct I made the missing payment last night to make sure I was up to date. Sent the lawyer a long email asking why it took 8 months to tell me I still owed a payment because I could have just paid it earlier if I knew. Her response was along the lines of "tough, its you're responsibility to make your payments" So now I don't know where to go with this

Hi all, I'm really hoping someone can help me here. I'm a childminder and took a deposit from a customer in May to hold a space for them to start in September, I'll set the scene for how this happened below but I want to know where I stand legally as I believe I'm not doing anything wrong and just need some advice: May - Customer visited me and decided they'd like me to look after their child in September when the mum returned to work. They paid a £320 non refundable deposit (this was clear on the receipt) to hold the place for them June - I decided to move house to a more suitable property for childminding, 1.3 miles away from the previous address. Before I signed anything to move I notified the customer via email that I was considering moving to see if this would be a problem for them. They confirmed (again by email) that the new address was fine with them. August - 7 weeks after telling me that it was fine, they decided it no longer was ok because they only had one car and it would be logistically hard for them to drop off and collect their child (I had seen them selling the car and a lot of other stuff on social media sites in the previous weeks) and they'd like the deposit back. I replied explaining that I gave them the opportunity to say the new address wouldn't be suitable as I would have been willing to refund the deposit at that time as it was me that changing the situation. As it was a change in their circumstances and not mine - that the non-refundable deposit would be withheld. Bearing in mind I'd lost out on other opportunities to fill the childcare place in the gap between them reserving the place I thought this was fair. September - The customer has now filed a small claims court claim stating that I moved without consulting them and they asked for a refund. Can anyone help me with this please I have disputed the claim and sent all the email history in to back up my side of the claim but I need to know if I'm right or if I should just refund the money? Thank you in advance