Roog1e
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Thank you for your help with this. Much Appreciated.- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
What happens if they don't accept the instalments? Is there a chance of that happening? My mum may be able to lend me some money although nowhere near the monies outstanding. Is it worth asking if they will accept this prior to completing the form. If they do agree something can I then ask them to provide some sort of legal documentation for me to sign which can be logged at the court?- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Thank you Andy The original claim that they put in to the court for the monies owed stated that they were prepared to accept monthly instalments. I was going to ask the debt collection agency if they would accept a reduced one off payment and if so how much or monthly instalments. Am I better off completing the form you have suggested? Thank you for your help it is really appreciated- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi Andy Yes it was submitted in time. But I didn't attend the hearing I didn't realise that I had to. On the original paperwork it says that they would accept payment in instalments but no mention of this in the notification to pay. With all the costs and interest added on I have no hope of paying a lump sum. What can u advise? Please- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi yes I did send off defence. Just received letter stating have to pay by 10 July. I can't afford to pay all in one go so what advice would you have for me now please- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Despite defending the claim. I have been ordered to pay. Very disappointed not the result I was expecting. Original paperwork stated that they would accept instalments. There is no reference to this so do I just ask the claimant for this arrangement- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Thanks for your comment I did request both.- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Thank you.- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi can anyone help me with this please? The Notice of assignment and default notice, statement of accounts have all been provided in the court particulars but not provided to me prior to this despite being requested. The CCA provided relates to an old credit card account taken out in 1994 which is no longer in use and it is illegible in places. How do I write my defence around this please.- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Ok thanks Andy I've had a look through but not really sure which one to use in my case. Would u be able to point out one so that I can get an idea of what I should be including, then I can write my defence around it. Thank you again I'm sorry to be a pain but I think that the stress of this is not allowing me to think clearly.- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi Andy thanks for your comment it has reassured me a little. Would you be able to help me write my defence I'm not sure what I should write.- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
I was hoping you would think that!. The account number top left has been covered over and account number typed in. It is however incorrect number. Would someone be able to help me with submitting my defence please?- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi Andy The agreement is dated 1994. I will continue to try to upload it. here- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi Andy I have now received a date for the hearing. I have now received some documentation also which consists of some statements of account, letter of assignment, default notices a copy of the agreement [which has lots of crossing outs on, incorrect address and dated 1998 The account number is wrong and this has been covered over with hand written account number. ] I have no idea of how to start with my defence. Would you please help me?- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi I have had a letter from the county court stating debt collectors have applied to have the stay removed and that I will receive a hearing date within the next 3 weeks. I had previously submitted letter to debt recovery company CPR31:14 I received copy of credit card application form from 1998 which has lots of crossing outs on it and been tampered with as debt they are chasing is from 2010. Also no notice of assignment received. Shall I request copies again?- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi Andy The claim was stayed but now I have received a letter from the court to stating that they have applied for the stay to be removed and that I will be advised as to when a court hearing will take place. What do I do now? The CCA agreement they sent me is dated 1998 and it looks like that it has been tampered with as this cannot relate to rhis account which they stated was opened after this date. Also I am missing the letter if assignment which they state they have sent me should I ask for a copy of this again? Thank you in anticipation of your help- 38 replies
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Thank you for your quick response. Do I have to do anything? If they do not supply the information on time will it automatically be thrown out of court
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Hello I have received a county court claim and have sent CPR31.14 to Restons solicitors to which they responded by asking for the CPR31.14 to be signed. I have not done so. I have now received a subsequent letter which states that "this is a simple debt recovery action and states some relevant facts and lists 3 things re assignment date statement of accounts and agreement with the bank. They go on to say that they are currently awaiting copies of the necessary documents and will endeavour to provide them as soon as they are in receipt of them. Do I need to do anything or just wait? I have already logged my defence with the court advising that I am awaiting this paperwork
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
I had a credit card with Lloyds years ago which was cleared in full when I was given the money by a family member to clear it. I submitted my defence on line so do I need to add to it to say not received documentation requested? Is there a follow up letter I can send to MArlin and MOrtimer Clarke? Please help me Defence submitted 12//05/14.- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
I also advised the court that these items have been requested Defence states:- I do not acknowledge that this debt belongs to me. I have issued a CPR 31.14 to Mortimer Clarke Solicitors requesting all documents relevant to this claim Also a CCA request has been sent to Marlin Europe- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Hi I logged my defence with the court and then sent off cpr31 and cca requests. I have been advised that they are unable to provide documentation and have requested it from lloyds- 38 replies
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Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'
Roog1e replied to Roog1e's topic in Financial Legal Issues
Responses received state do not info and have asked Lloyds to provide time is now up. What do I do now?- 38 replies
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Lloyds TSB : Lloyds Bank failure to comply with CPR request.
Roog1e replied to Kaarejen's topic in Lloyds Bank
I am in the same situation can you please help? -
Hi I've received a county court claim form from Marlin Europe II LImited Via Mortimer Clarke Solicitors It states By an agreement between Lloyds Tsb ("LTSB") & the defendant on or around 01/07/1994 ("The agreement") LTSB agreed to issue the Defendant with a credit card upon the terms & conditions set out therein. In Breach of the agreement the defendant failed to make the minimum payments due & the agreement was terminated. The agreement was assigned to the claimant on 28/11/2013. The claimant therefore claims 1: 13238.23 2. Interest pursuant to section 69 of the County Courts Act 1984, namely 2947.92 & continuing until judgement or sooner payment at the rate of 2.90 PLEASE HELP --------------------------------
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