MMF , lol , sadly i totally agree ,
but i am also quite resilient which they didnt quite realise .
I will try to look at what debts are where and so forth ,
but i like most did the old bury my head in the sand trick ,
it just got to the point where i didnt care ,
im quite stubborn like that ,
i have no assets as i have been divorced once and split from my partner of 7 years
and as my children live with my exes i obviously left the houses with them
so atleast they have a better start than me ,
geez im a good guy .
Would it be only the likes of equifax and co. who hold a record of all debts , tbh ,
ive really no idea where what is ,
and i really do not engage with telephone conversations ,
certainly not with the likes of motormouth ,
and i add theyre number to the block list .
and thanks for the reply