Good news. And thanks for your time. This really is a headache for me and it's been a big help.

Thank you, that's extremely helpful. Is there no chance (as far as you know) that my reappearing on the electoral roll (or utility bills, credit applications mortgage/land registry etc) could alert any owner of the debt and prompt a new pursuit of it?

I've read this thread with interest and registered as a result. A question i've tried (and failed!) to get help with: is it true that a debt is only classified as statute barred if the individual remained available to be contacted regarding it? I went overseas ten years ago, leaving a personal loan, a phone bill and a maxed out credit card. Surely given the fact that I vanished and left no means of being contacted, I'm still liable to be pursued for the debt, no? My Experian report is completely blank aside from some electoral role info; no CCJ's… nothing… Can anyone tell me how I can find out who bought the debts? Or if its even advisable to pursue them?