Just to clarify, my sons phone is on a PAYG sim. I have had absolutely nothing to do with the purchase of the sim and it is solely in his name. He didn't purchase a phone at the time either as he was given a phone that was locked to the network so he went got a sim. I would also like to point out that my son is from my 1st marriage and has a different surname to me so there is no direct link between us. He is very Social Media savvy and has everything locked down including his friends lists. He also doesn't hand out his number to anyone nor does he use it for competitions/surveys etc. I am actually finding it quite unnerving because they've got it from somewhere and I feel they should get a piece of my mind for contacting a 16yr old. It is disgusting and whilst yes ok, I owe the money, as a mother, you try and keep these things from your children so as to protect them etc.

The debt is mine and I'm not sure of the amount owed to be honest. I have had personal matters to deal with. It is probably a couple of years old this debt but it is the fact they have contacted my 16yr old son on his number which has never had anything to do with me. It is pay as you go and only ever been in his name. I want to know where they got his number from as he only gives it to family/friends. I am certain it is illegal but I'm not sure what to do about it. I don't want them contacting him.

Hi, Firstly if I am posting this in the wrong section, I do apologise. Please advise where it should go if this is wrong. My question is that Hamptons are chasing me for a debt which I believe is owed to Vanquis bank. I am not currently in a position to settle this. My problem is that this morning my 16yr old son received a text on HIS phone looking for me. Now he is on a pay as you go sim, in his name and it absolutely nothing to do with me. What I want to know is where they would/could have got his number from and are they actually even allowed to contact his number with him being only 16. Any answers would be very appreciated and thank you in advance.

Hi, I am new to this forum so please forgive me if I word this badly or get protocol wrong. Last year, I had a visit from a HCEO through Marstons for a debt to Anglian Water which originated when I was married. The bill was in my name but at the time everything was paid out of my ex's wages. When we split up, the account was in arrears already and to cut a long story short, I buried my head a bit and it culminated in the aforementioned visit. I refused to let the guy in and dealt with them on the phone. I have a payment plan in place and have stuck to it. I was informed at the time that there would be a 58p/day charge as I am not able to clear it in full. A 31 day month means that £17.98 is taken from my £100/mth payment. I have now paid £600 off the original debt which was £1853.95 including their £440 fees and even allowing for the daily rate charge they are claiming the outstanding balance to still be just over £1500!!! 6mths of £17.98 comes to approx. £107.88. That leaves at least £480 that should have come off the £1853. What I need to know is what do I do about it. The unpleasant woman I spoke to today is going to send me a statement out but if in their eyes if I have paid £600 already, why is my bill still at £1500+ The other question I have is, I have never received a copy this alleged High Court Writ and I wonder if it actually exists at all. Where would I find out that sort of information. And finally am I allowed to pay the money owed to Anglian Water directly rather than these greedy animals at Marstons? I would have the original debt cleared in 6mths at that rate if I were able to pay them directly. Any help would be massively appreciated. Thanks :o)