Hi sorry for lateness answering She is 18yrs She went straight into hairdressing apprenticeship at 16yrs and she goes to college one day a week. I went to see them and they said I should have informed them that we stopped getting child. benefit. They again said that that she stopped being my dependent when child benefit stop. I just can't see how they can say that, she became more dependent. She was/is earning £90 per week, I took no money of her, infact I had to help her moneywise. I realise that rules are rules but they have cut roughly 50% of my benefit and backdated it to 2012. I have only just finished paying arrears and now they have just hit me with £1000 more arrears and on top of that they have raised this year's payments from £5 per month to £125 per month.

Good evening all, some advice would be appreciated. I received a letter today stating my council tax benefit has been reassessed. They have gone back to tax year 2012/2013. The letter states:- "Your claim for Council Tax Benefit has been reassessed because child benefit ended for ******** from September 2012." They state that I owe 2012/2013 - £279.37 2013/2014 - £845.76 They have also changed my benefit for this year and my monthly payments have risen from £5.22 per month to £124.00 per month. There is no way I can pay this and pay arrears on top. I rang them and apparently when my daughters child benefit finished she no longer became my dependent. They also said I could appeal but there would be no point because it wasn't council rules, it was Government rules. Some advice would be greatly appreciated.

Doh! Of course.

It's probably nothing and sure other people would have picked up on it if it meant anything but; There is no mention of an account No. in the Particulars of Claim?

No fault of the seller, I know when something I buy (usually from U.S.A) will/might get pulled by customs. The point i,m trying to make is a courier will deliver to your door then invoice you, I have no problem with that. My problem is with Royal Mail who make you collect your parcel from a depot even though I have paid for it to be delivered to my door, I understand that the postman cannot be expected to collect Custom payments when delivering parcesl but there should be a way of paying the money due, by phone or online. When they receive money then they can deliver the parcel to my door which is what they were paid/contracted to do. I don`t lay awake thinking about this, it`s just something that used to annoy me, I have not bought anything from the States for a while so things may of changed with Royal Mail?

Correct Conniff In fact from my experiance they won`t deliver at all, you have to go to a main depot to pay and collect. I don`t mind paying these extra costs but I paid for the item to be delivered to my door, not to the main depot which consists of a 10mile round trip and has to be collected between the hours of 09.30-15.30.

Another question if you don`t mind If i stop paying this judgment can NewDay commence other enforcement proceedings?

Thanks for your replies, If you don`t mind i will ask a few " what if " questions concerning this answer andyorch, I have read lots of threads that you and DX have been involved in and I don`t doubt your answers. WHAT IF this debt/judgment is sold a few more times before before it is paid of in full. I then apply to the court to mark the entry on the registar as satisfied, who would the court contact to get confirmation?

And a very good motto it is. I agree with unclebulgaria that they would have to apply to the court to get the claiments name changed on the judgment, this I would think would cost them money. I have a suspicion that they have not and i,m not about to tell them its subject to a CCJ, i,m not going to do thier job for them. If they havn,t applied to have the claiment name changed then i still maintain that ( i,m just playing devils advocate here) the defendant (me named on the judgment) does not owe Santander (claiment named on the judgment) the money anymore therefore the judgment is satisfied?

Sorry that should off said Lewis Group collected the payments on behalf of santander.

I disagree, the judgment says i owe Santander the money, not Lewis, not Hoist and not Newday. I don,t mean to be argumentative, i,m just trying to find out who Legally owns my CCJ. Lets say i just do as i,m told and in 5yrs time I satisfy the judgment and ask the court to mark the entry on my file as satified, who does the court check with to see if it is satified. Santander? how would they know, they sold it 5yrs previous. like i said, i,m not trying to be argumentative, just throwing a few questions. Have Santander just sold the debt, have they sold the debt and CCJ, can they sell a CCJ.

Just playing Devils advocate really As i see it, i don,t owe santander the money anymore someone has paid it for me. The assignment letter from Santander says in black and white that i don,t owe them the money anymore. If Santander tell them i still owe them the money, then Santander are lying as far as i can see.

Sorry i,ve just re-read the judgment, it says at the bottom you can ask the court to mark the entry on the register as satisfied and, for a fee, obtain a Certificate of Satisfaction. I,m going to send a letter to the court with a copy of the Assignment letter from Santander, say the debt has been settled and can they mark the entry on the registar as satisfied. Lets see what they come back with.

I offered to pay £xx per month and have the judgment in front of me from the court agreeing to this amount. The more I think about the more i,m annoyed, I assume they bought this debt for a lot less then the full amount. Why didn,t Santander make me the offer? I,m going to ignore them until the produce something from the court that says i now have to pay them. Lets make them work for their ill gotten gains. I,m going to write to Santander and ask for a Certificate of Satisfaction, its their name on the judgment and as far as i,m concerned I don`t owe them the money any more. I know i,ll probably get nowhere but i,m going to see how far i can push this. I,ll update the thread as and when, if anyone is interested.

Thank you for you speedy reply unclebulgaria67 I will do that when the letters start coming. The first letter they sent had no mention of the CCJ and indeed they mention that they will reveiw my payments in 6mths, correct me if i,m wrong but only a court can change the monthly amount to be paid? That leads me to think that the letter is generic or they don,t know about the CCJ. We shall see.