Hey guys, Bit of background - like many, up to my eyeballs in debt: council tax debt, gas and electric, parking fine, couple of older debts, old house utilities also. Im a single parent to a 4 year old, have bipolar disorder and struggle to manage the balancing act with regards to payments. A week before christmas 2014 a TVL bloke knocked on the door, and came in to check why I didnt have a licence. I didnt have one due to not being able to afford paying it ontop of everything else. He asked me to turn the TV on and fiddle with the buttons etc, and unbeknown to me the sky box was plugged in - upon questioning my folks they had plugged it in whilst over last as my child had asked them, and they were not aware id decided not to have a licence or use the sky box (hindsight, should have removed it from the TV stand). He filled out a form, and said that I could pay it via a weekly payment card, and that should sign up for it now and if i dont use it cancel it later on. Read the usual stuff about needing to sign it, might be taken to court but out of his hands. Did what he asked to get him out of the house. I paid the first installment, and after that stopped because it wasnt needed and finances were just not allowing me to have the extra there to pay. Nothing until last week, when I received a court summons for the 14th May because Id admitted that at some point the TV had likely been used whilst my parents were over, hence why it was connected again - though I hadnt done it myself nor had it on, but assumed because it was connected that they'd turned it on. Ive filled the form out as pleading guilty via post, parents say it was on like id told the man it probably was, and have written down the outgoings etc. Its a million dollar question, but whats the likely outcome of this? I know there will be a fine of some sort, but will the court take financial circumstances into account? Sorry for the ramble, am stressing

Also, the last instalment of £50 I paid on the 3rd this month, I did via bank transfer and telephoned the bailiff to tell him it was paid and to leave me alone for a month, but he said the instalment date was the 17th and I was a month behind so I would have to make another payment on the 17th July. The email I received from them states the agreement being on the 3rd of the month now, so strictly speaking I shouldnt have to pay anything tomorrow. Is it worth ringing the bailiff to tell him of this email? It is so hot I dont really want to keep my windows shut all of the time, and I have a 2 year old that I need to get out with too but I am feeling a little like a prisoner in my own home currently.

He has not come into my property at all no The PCN after court fees is £165, started off as a £55 (half of fine if i paid within 2 weeks - rear of my car was overlapping a disabled bay due to rubbish parking from the car infront of me), so was £110, then the court added some more on. The rest of the charges I have no idea about. Ive not signed anything, he hasnt come in, to my knowledge he didnt roll up in a van etc

Hey all, First post here, thought I would jump in at the deep end. I got a PCN last September, and wasn't in a position financially to pay it off within the two weeks and the local authority said I couldnt pay it in installments. I was saving up, then came the threat of being evicted and it got pushed to the back of my mind where it stayed. (Only recently started taking control of the debt situation!). In April a bailiff knocked with a near £400 bill. I explained that I am a single mum desperately trying to get back into work, and that I am dealing with other debts etc and I couldnt possibly pay it all off. The car was sold not long after the PCN because of running costs. He gave me financial forms etc to fill in and send to Collect Services, which I did alongside a letter explaining my circumstances and asked if they could take their crazy attendance fee off for me. The financial statement showed I have £36 left after all bills, but they emailed back and said they wouldnt accept anything less than £50 a month. Managed the first payment (had to delay paying something else to do so), but the second one wasnt going to work. I had to buy shoes for my son, and it left me with nothing left. I phoned them and they said I had to email, and they emailed me back saying it wasnt negotiable and that a bailiff would be round to collect the full payment because I was late on the second instalment. 1st July I phoned the bailiff and he said it was tough. Just after I got off of the phone I noticed he had put another letter through the door, a "notice of intended seizure of goods and inventory", listing the car I no longer own, and all the furniture and electrical appliances. I phoned him back and he claims he knocked (he didnt!) and was an hour or so before I rang him. I asked them for a breakdown of costs etc, and mentioned to them they couldnt issue a levy without coming inside the house and they said: "We acknowledge receipt of your letter dated 1/7/13, the content of which has been noted. We have spoken to the bailiff who has advised that he did knock when he called but received no reply. He also confirmed that he told you he called about 8:20 when you telephoned him later, however the electronic call report shows he actually called at about 8:45. This is confirmed by the GPS data from his vehicle. The letter left by the bailiff is notifying you of his visit and the type of things which could be seized if payment is not made. The fees have been correctly applied in accordance with the regulations. A constructive levy is where a Notice of Seizure is issued but the bailiff is not able to remove the goods for example if he listed goods seen through a window. A sample copy of a Notice of Seizure is attached for reference. A new arrangement of £50.00 per month was agreed, the next payment being due by 3/8/13. A statement of the account detailing the charges and payments is attached." The Financial breakdown is as follows: 18/4/13 Costs £7 18/4/13 Debt £165 19/4/13 Letter Fee £11.20 VAT £2.24 Total £13.44 30/4/13 Visit/Levy Fee 1 £52 VAT £10.40 Total £62.40 30/4/13 Attendance Charge £143.75 VAT £28.75 Total £172.50 20/5/13 Payment by D/C £2.08 VAT £0.42 Total £2.50 1/7/13 Visit/Levy Fee 2 £64 VAT £12.80 Total £76.80 Are they allowed to charge this?! I am struggling so much, I simply do not have the money. I have reduced all other debts to £1 a month, some have put my account on hold just to give me some breathing space. Also, why are there levy fees if they claim my "Notice of intended seizure of goods and inventory" is not a levy?! I am getting so stressed out about it all, as everyone does. The £165 charge is the parking fee, and that is fne I owe it and its my fault for getting it in the first place and I am happy to pay that. Please help me, I am struggling with this one Laura