I don't need to be berated for my stupidity in needing a payday loan or two because things haven't been good at certain dark times this past year or so.
OK, yes, I did take a loan out with this lot last year iirc and got into difficulties and tried to arrange a payment plan but they then started hen pecking my account so much that Barclay's actually froze me account from having any debits through it and I had to get cash out over the counter to pay for everything. A good 20 mins each time.
So, I closed Barclay's and opened up another account with another bank. Things got very bad for me mentally with a lot of stuff going on that I forgot about this lot though I obviously want to pay them what I owe them now that I am in a good place mentally but maybe not financially.
Which is why I needed a small £50 payday loan( I know the cycle starts again but hear me out) to tide me till payday as I knew I had money in my account for a ticket but not food. It was not CFO tho.
So I go yesterday to me bank to withdraw my money as colleague said he would give me a lift so I could get good and it wasn't there.
They had taken 2 s,mall amounts totalling around £60. From my new bank and account. I never authorised the,m to do so.
I have completed a form at bank and they are looking in to it but what can I do? I get paid on wed so its too late to change me bank so I'm dead worried they will try and take the lot at once which I can't afford and I'm worried sixky.
I'm trying not to drop into me dark place again but I just wondered what I can do to stop them from taking anything from me bank. I will pay them back but not all at once as can't afford it.