Hi
After a long wait pursuant to sending a CCA request to Intrum they finally sent a copy of an agreement and copy statements but no page showing my signature.
I had been paying this anyway within my stepchange repayment plan but I have now come out of the plan and would like some guidance on what my next move should be?
Thanks
This is the reply i have received from Intrum. Should I inform Stepchange or contact Intrum to say that they cannot collect without the CCA? and ask them to cancel the monthly collection from their end?
Intrum Virgin Money reply 260319.pdf
This is the reply i have received from PRA. Should I inform Stepchange or will PRA cancel the monthly collection from their end?
PRA_Barclaycard_reply_150319.pdf
Hi. I sent out my CCA letters. A couple have come back with copies of the signed agreements. For the ones that haven't or have sent a holding letter, could someone please refer me to the up to date follow up letter that I need to send
TIA
halifax Credit Card with Wescot £3967 Taken out 03/04 Defaulted 23/05/2017
Bank of Scotland Credit Card with Wescot £8580 Taken out 12/2006 Defaulted 23/05/2017
Barclaycard Credit Card with PRA £7773 Taken out 06/2007 Defaulted 22/03/2017
Virgin Money Credit Card with Intrum £6783 Taken out 08/2011 Defaulted 17/07/2017
Creation Credit Card with Lowell £1657 Taken out 04/12 No default date on credit file
Nationwide Credit Card £686 Taken out 06/11 Default date 10/08/2017
American Express with NCO £657 Taken out 08/1996 Defaulted 10/04/2017
Santander Credit Card £562 Taken out 12/2006 Not down as defaulted
Santander Credit Card £403 Taken out 04/10 Not down as defaulted
Santander overdraft with Wescot £1132 Taken out 02/2005 Defaulted 05/06/2018
Halifax Credit Card with Wescot £3967
Bank of Scotland Credit Card with Wescot £8580
Barclaycard Credit Card with PRA £7773
Virgin Money Credit Card with Intrum £6783
Creation Credit Card with Lowell £1657
Nationwide Credit Card £686
American Express with NCO £657
Santander Credit Card £562
Santander Credit Card £403
Santander overdraft with Wescot £1132
I am not sure of when these were taken out or what the default date is. What is the easiest way to find out?
Many thanks