At this point is worth asking for proof of the debit when speaking to the solicitors?

I said email as time is running out The court document says I have until the 27th to pay. This has come out of the blue, yes should have informed them but I hadn't heard in ages, only recently moved house. I appreciate what you are saying

How forceful will I need to be? I will be speaking to an admin person and not an actual solicitor? do I git them to email a response? and give them my new address.

the orginal default is may 2010 we signed with a debt management company and then few weeks later the marriage split up

So this still applies? does requesting that they set it aside at their cost. I take it that effectively cancels the ccj?

so that the claim form issued 7th june 2019 last payment 28th may 2013

sorry dx100uk not understanding what you mean?

the claim form from the court is the 7th June my last payment is 28th May. think that's to close?

I searched through my bank statements last night and the last time I paid the debt management company was may 2013, not 2011 as I thought. The CCJ is dated 26th july. Does this mean I don't have an argument for statute barred? thanks again

thank you very much I will get on it. I appreciate all's time and effort thank you

my credit file is empty all the way back to January 2013 regarding previous debts no default markers or payments I think the oc is Lloyds but I don't have that info

Just wondered if I could check some how so it was beyond doubt.

who can I ring for last payment date? When I ring the solicitors I imagine it will be a secretary/admin person how do I ensure if they say yes we will. That they do and they carry it out? just imagine that it's sorted and then another letter

you say defence you mean go to a solicitor? or can I contact the court direct? If I can defend myself and delay when the ccj should be paid ie2 weeks. I would be interested. I am worried that if I do start this I will still get a bailiff visit in a few weeks. Don't want my new wife to have the hassle from my past.

yes the 6th june but I collected it yesterday with everything how does it make a difference anything I can do now? I paid DMP for a year I imagine summer 2011? clicked on the link but it appears broken thanks

I have a letter dated the 6th june informing me that global has transferred it to the solicitor. and county court claim has been issued against me. I have a response pack. All my paperwork for the time is gone. literally in June I had a massive sort of all my paperwork, my defence would have been that its that old and the debt isn't with them. I may have asked for a copy all the documents they have referring the matter and seeing anything in there. I thought this is statute barred after the 6 years? If I move to monthly payments will this remove the ccj? its all the work and something from well before your current credit history ruins it. I don't need a loan now. But in a few years time? I could understand a ccj at the time but all this time.

I believe it's originally a loan, it could be a credit card it's that long ago I can't bee 100% thanks

hi its 6542.55 debt 540.00 court 7082.55 total

I have the ccj and its from drydensfairfax solicitors on behalf of arrow global Guernsey limited. thanks

Hi I split from my wife in may 2010. I returned to my parents house for the next 5 years. Just prior to this had entered a debt management plan for several unsecured loans and credit cards(we split them at the time of separation)., Which about a year or so later I realised the debt management was taking advantage. My credit had defaults for these. I managed to save up some money and contacted them all at the same time making them an offer to settle that was more than a debit management company and I copied everyone the same documents so they could see I was been fair. I didn't receive a response to these and I carried on with my life. I would get the occasional letter saying this debt has now been taken over by. I built back up purchased a house and ran things financially very carefully. I recently moved home and popped back to collect some post yesterday. In June a solicitor had posted a letter about been taken to court and july letter from the court saying I have cjj for over 7K and sure enough my Credit file has a ccj on it. However non of the debts show as so old. Have all rights to appeal gone? This debt is over 9 years old unsecured and wasn't with a debt company isn't this statute barred? I hate the fact that my credit file is ruined after all this time. very worried a baliff is going to turn up at my old house and even more so here. As my wife (to be we are getting married start September) has had issues from her deceased husband financial dealings. The CJJ is basically saying I have 2 weeks to pay in full as it has sat at my old house for a fortnight and the other letters well over that, I can't get a loan to pay with the cjj on my file. I had documention of everything relating back to 2010 and the letters I wrote offering to settle, however I destroyed in the summer as felt was in the past and was looking forward not behind. All advice greatly recevied

Hi I am tryng to help a friend get back on their feet. They have a small military medical compensation which stops benefits. Also a few months back signed off with depression and attending counseling. Separated from ex several years ago now over Christmas period this has got them in a real state. They are not wanting to dodge responsibility they drove several hundred miles pre-Christmas to ensure children got presents from them. It may be only 20 payment a month but at this moment in time she just doesn't have it and her, If she has so little money and is signed off with severe depression from her GP, how would the CMS look upon this is their a mental duty of care. When they are working and on feet would happily pay towards children costs as have done in the past.

Hi Everyone Earlier this week I received a letter for ARCeurope, informing me that they where trying to contact me on behalf of their client on a personnel matter. No more detail than that. Then later in the week I received a letter from Arrow Global informing me that ARCeurope where now handling my account. Apparently this relates to a MBNA credit card back in 2008. I have no paper work regarding this matter from either MBNA or Arrow Finance until this week. Since I have no paper work regarding this should I request a copy of the original credit agreement first? thanks for any thoughts.

In that case then it isn't something to follow up. Thanks

Yes the default notice, The link says that this letter should be archived and failure to produce can make the default entry invalid.

The correct paperwork informing me of the default not the CCA.