hi guys i haven't been on the site for ages i have been too busy starting university but i am back on the game now, i am going for the rest of what is due me now that the banks have lost the court case. before i start is the procedure still the same or different and do i use the same letters etc as before.

hi all, sorry i haven't been in touch for a couple of weeks ma computer went on the blink and that is me just getting it fixed, what a nightmare i was lost without it.

it was the first account willow that i had with the RBS. the one that i have filed a court claim against, so i will wait until the cheque arrives before i write to the court and cancel the claim but i am still a wee bit feert and won't be cancelling until cheque arrives. Is it 3 days or 5 days the cheque will take to clear. Dawn

i am over the moon well nearly i won't believe it until i get the cheque in my hands i have received a full settlement figure from tommy boy today offering me over 3grand. i have posted the letter back signed and am just waiting for the cheque. i have just the bank of scotland to do now, i will be donating to the site and will keep you all updated with my progress. thanks very much guys for all your support d

hi guys thats me just e-mailed tommy boy the above letter that was so kindly drafted up for me. so here's hoping that it will get the ball rolling. thanks again

awe, thanks very much for taking the time and effort in drafting this letter for me. I am going to e-mail him it right away. and also set up a new thread for each claim - i never set up a claim for each thread because i was not wanting everything scattered everywhere. thanks dawn

right here goes, 1. i have 3 accs with the BOS. the first account that i claimed for i have received a partial payment. i am waiting until the first account is cleared before going on to the rest. 2. I have 2 accounts with the RBS and the 1st acc i filed a court action but received in the post a part offer from tommy mclean which i replied i would accept but only as part settlement. I received the hearing dates for court in between all of this. 3. for the 2nd acc with the rbs i sent the prelim letter which i filled in "I calculate that you have taken £XXXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX . " and that is how i added on the interest because i filled it in in the prelim. the 14 days for the prelim letter will be up on 22nd november. 4. On friday i received a letter from tommy mclean asking me to clarify the totals for both accs as they differed in each letter, likelylad i do hope that i have done this properly, i told him the reason they differed was due to the interest as stated in the prelim letter, i also reminded him that the 14 days for the prelim letter would be up on 22nd and gave him the totals for both accs and the interest for both accs. .5 I received this e-mail back from tommy mclean "We will deal with it as quickly as we can. Entirely your decision whether you raise an action before we reply." i hope this makes sense to you and any help will be greatly appreciated d

hiya lively lad, thanks for taking an interest in my case it is much appreciated, ta.

thanks willow your advice was taken on board and much appreciated as any help is ta

i have 2 accounts with the RBS the first account i have filed a court action. the date is in January. The second account i have just sent in the prelim letter and they have until the 22nd nov to respond. i have also a claim in against the BOS and have received a part settlment from them. I must be doing this all wrong because i have added on the 8% since the very beginning.

yes i have filed a claim for one account and the hearing date is January but he is asking for clarification of the 2 accounts, you see i have sent the prelim letter for the second account and the 14 days are up on the 22nd november so do you think my letter sounds ok. thanks for replying so quickly because i was just about to e-mail my letter to tommy boy

thanks willow for answering i thought it a bit odd as well, i have just typed that the interest is calculated daily and this is why the amounts have increased with each letter, i have also put that i stated in my letter dated 8th November that he had 14 days to respond positivly or i would be sending a letter before action and that i wished to keep within my timescale so he has until the 22nd November. do you think that this sounds ok

hiya, looking for a wee bit of help again. I have received a letter from Tommy McLean this morning asking me to clarify the amounts that i am claiming for both of my accounts because the amounts are differing with each letter. the reason for this is due to the 8% interest. will i just write a letter back to him telling him this and give him the totals as at today or what do you all think

hiya, i received the same letter from the bank, it is just a wee fob off letter just you carry on with your timescale as others have said. Good luck

i know martin, thanks for the reality check.