Here I go again! After getting charges back from Nationwide, they closed my account. I changed to Co-op. No problems for first 6 months. Then in December I ordered some goods from Amazon. For some reason, they kept telling me my card wasn't being accepted. This went on for some days. I then asked my neighbour if she could pay for me, and I would pay her back. She kindly agreed. Guess what, Amazon then took the payment from my card after all. So I made a payment to Amazon and also one to my neighbour which took me overdrawn (I have no overdraft faciltiy on the account). So far, the Co-op have charged me £58.50 for something that wasn't my fault at all! So I am about to send them a polite letter asking for those charges to be reunded. Watch this space!