I complained to the FOS because Nationwide closed my account after refunding me my bank charges. They've offered me £250 complensation! I'd like to know if any other people have been offered similar amounts before I accept it. Many thanks

I'm not going to bother with a branch. I think you should probably put the address as that of the head office. That's where the court documents were served to so I presume that's the address one should use.

Surprise surprise! No costs have been received from Lloyds TSB. Today was the last day before they should have paid up! Methinks I need to send the bailiffs in! Anyone have any advice on this? On investigation, I seem to need to fill in form n323 but does anyone recommend contacting the bank in advance?

oops

Surprise surprise! No costs have been received from Abbey. Today was the last day before they should have paid up! Methinks I need to send the bailiffs in! Anyone have any advice on this? On investigation, I seem to need to fill in form n323 but does anyone recommend contacting the bank in advance?

A whopper!

Father Jack, I didn't have to explain my case (and neither did the other two). It seems as though the way that the courts are dealing with these now, they just want to get through them as quickly as possible - hence 150 cases listed at the same time! He had a letter from LTSB that I hadn't received yet stating that they were paying. The judges comments about the other 2 were 'well if they can't be bothered to turn up, then I'll strike out their defence and award in your favour'. Of course, the bank do still have the option to appeal - but that's probably unlikely.

Results depended on the individual circumstances but most people won there and then. Some had to go away and submit further details etc. but it was successful there on the day for most people.

Good for you! Enjoy your money....

I've been in Guildford Court today. There were originally 150 cases listed for the same slot at 10:30am. When it came to the time, there were only about 15 cases being heard and we all went into the courtroom en masse. This post is a warning - I haven't seen this mentioned on the forum before but excuse me if I've missed it. In 2 of the cases that were heard today, the Claimant didn't turn up, but the Defendant DID. In both cases, the Defendant asked for costs and was AWARDED them by the judge. So, a stark warning to everyone. If you intend to go as far as the court, make sure you go through with it or you might end up with having to pay costs for the Defendant.

Mattyb13, Yes, I had a good day today! It was good to see so many other people in similar positions - all having good outcomes. The nervousness in the room definitely lightened as more and more people saw that the process wasn't as frightening as it seemed! ....and TRUST it to be one of my cases that was first!!!

It's very interesting indeed and I wish more courts would take this stance (I think we're getting there) as it would speed up the process no end.

I think I remember seeing jenkers there today although I will leave it to them to explain how they got on.

It was nice to meet you there Dee. I was dumfounded when I saw that we were all going into the room at the same time! Isn't there some sort of privacy issues around that? Anyway, you'd left by the time the judge got to my second case and he showed me the letter from SC&M that said they were settling. I was happy with the amount and also asked for costs - he awarded me about £100 on top.

PS, All I did was ask the judge at the appropriate time to award me costs based on the unreasonable behaviour of the defendant - He was happy to oblige!