can u give the details of your legal team we are having a nightmare with blemain

i am in the same boat got 3 loans ith these sharks one mis sold see other thread other2o repayment taken out 2007 fell into small arrears on both in 2007 2008 paid more to clear arrears all cleaard keep sending letters to me saying i am in arrears last one in may rang in nov t ocheck told the goverment tell blemain to send default letters but not tow. w orry was not in arrears. sporadic sending of statements last one show borrowed 14000 in 2007 now owe 16000 no arrears for 4 years other loan borrowed 3000 owe 5000 same time WHY rang blemain lodged a complaint letter back with list of charges every default letter charged 35 pounds for as well as phone calls which we never recieved we were not in arrears our direct debits taken out by them on 26th my payday as agrred with them the statement says one loan is due on 15th which i am being chrged late payments i think and more interest THERE MUST BE A WAY OF DEALING WITH THESE CON MEN I AM GOING TO THE MANCHESTER OFFICES NEXT WEEK AND NOT MOVING UNTIL I GET SOME ANSWERS

i have had letters and agreements sent since i started to contact them i have kept copies of all my letters i have sent and recieved both to blemain and the fla

i have all what i asked them for i think agreements letters its a nightmare they fob u off with gobbldy gook

BLEMAIN DONT KNOW WHERE TO TURN HELP !!!!!! LONG STORY SHORT 2006 took secured 2nd charge introduced by a broker (who now has dissapeared) asked for repayment as our original mortgage was he said ok and sorted it all out. needed to take a further 2 smaller charges out later iin the year and again was advised repayment. In november had problems with blemain adding buildings insurance which we had. rang them and tried to sort it out got a statement from our first loan and there it was interest only I immediatley rang them and what a bunch of incompetent people never spoke to the same person all I wanted to do wAS REVERT THIS LOAN TO A REPAYMENT so when we retire in 8 years time all the loans paid off. no one could answer me and more or less said tough broker gone we are not responsible. FSA wouldnt help loan taken out in 2006 or FSCS plus blemain not regulated they are regulated by financial leasing association wrote to blemain and FLA with the dilema eventually they said i could pay an extra amount each month although we would find it hard had to be done as we have no endowment as we were led to believe this was repayment like the other two. Been trying to sort this sout since november in April 2012 was when they said we could revert to repayment I wrote back and agreed awaiting paperwork to sort it but NO paperwork sent all info to FLA heard nothing back. So took the decision to ring blemain last week who again denied all knowledge said we could not revert to repayment even tho I had letter from them saying we could I explained we retire in 8 yrs and do not have the means to pay this capital and the house would be taken off us they said it would not, we could have a new loan with the interest frozen WHOOPPE WE WILL HAVE PAID 12 YRS INTEREST no one knew what to say I asked if we could come in and review our accounts they said no. also i noticed they keep sending me payment histories which I have not ASKED for and again i noticed on my second loan we pay £205 and last year we only paid £400 of the capital when i questioned this they said it was because we were in arrears WE ARE NOT we have had difficutlties in the past 2007 but paid more on the loan and got rid of the arrears they said its accumilated interst for being in arrears 5 years ago I complained they said they would investigate today I recieved a list of their tarrifs and a letter more or less saying tough we can charge what we want so again this loan wont be paid off in time. PLEASE SOMEBODY HELP these sharks cannot be allowed to fleece people like this we feel now affter having our house for 30 years we are working for nothing and are going to loose the lot we feel we are getting nowhere with blemain or their regulaters

HELP still having big problems with my sub prime lender blemain long story short realised in november our mortgage was interest only broker gone bust blemain not regulated by fos but by financial and leasing authority after many letters to blemain all copied to fla still not concluded. we were mis sold this mortgage as i have another two from the same broker and have repayment as asked we have no way of paying this £50k in 5 years and could lose our home blemain did eventually offer to extend our loan to finish when we retire in 8 years but after accepting the offer in january i have heard nothing no paperwork. we do not know where to turn they keep sending us default notices but not in arrears I asked to sort this out three times since january just got a payment history which they said I requested WHICH I DID NOT this has been going on since november dont know where to turn next. financial ombudsman said they cant help because the mortgage was taken out before 2007 HELP worried to death now on anti depressants have had the house 30 years and dont want to lose it

sorry G = £46397 I have contacted fsa and financial ombudsman they cannnot help as the loan was taken out before 2007 am desperate what to do

unfortunatley no i cannot upload my documents dont have the facilities but i can type the details A loan facility £42000 B payment protection insurance £0 C Borrowers brokers fee £3500 Dlenders arrangement fee £595 E solicitors costs £177 F title insurance £125 G total loan facility (total of A to F)£46397 H Legal and Documentation £0

loan was for £42k broker fee on agreement says £3500 lenders fee £595 solicitors costs £177 title insurance £125 total loan says £46,397

here i go 6 years ago we were conned by a builder leaving us in financial difficulties. We approached a independent broker for a remortgage to finish off the house and to consolidate all our debts. we were introduced to blemain finance who dealt with our loan. through the broker. He visited our home with the documents took a letter from my husband to say what he earned (taxi driver self employed) and we payed our monthly payments. we had to take out two more loans to complete the house which we also have been paying. I have had problems with blemain adding buildings insurance and charges when we had sent them proof we already had it. So in the end i wrote to them and were told all the insurance premiums and interest would be reinbursed to our first loan and the capital reduced. several phone calls later and this has still not happened. We recieved a statement for this loan and again have been charged 2011 insurance and now the plot thickens. We were under the impression that all our loans were repayment and are due to finish in 8 years which by then I will be 60 and retiring. It then came to light that we had been paying an interest only loan and at the end of this we will owe them £50k I have contacted them as we do not want to lose the family home and were not advised to put any plan in place to pay this off at the end of the term. They sent me back our agreement highlighting the small print interest only and advised me to contact fsa which i did It seems the broker has now ceased trading they advised me that his licence number seemed dubious and they do not regulate blemain so there is nothing they can do. I have since rang blemain to see if we can revert to a repayment loan and they have said my monthly payments will rise massivley and they do not think they can help. we cant get a normal mortgage due to finacial difficulties HELP would be much appreciated dont know where to turn and are worried at the end of these loans we have paid thousands in interest and will still owe £50k