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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Abrigadier

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Everything posted by Abrigadier

  1. Abrigadier
    Such a claim would need to put to a court IMHO and the costs of so doing would not be small I can see no merit in such an action. BRIG>
  2. Abrigadier
    TEX, Fantastic result, you have my admiration for carrying this through with amazing confidence and bravery. I wish the very best of fortune for the future. Brig. (BRIGADIER2JCS).
  3. Abrigadier
    I would seriously doubt that any such action would have merit in court as the debt exists, the non compliance with a CCA request does NOT extinguish the debt and only affects the ability of the creditor to enforce the debt in court until the agreement is provided. BRIG.
  4. Abrigadier
    Any probs give me a nudge!!
  5. Abrigadier
    OF THAT THERE IS NO DOUBT. BRIG.
  6. Abrigadier
    ok:madgrin:
  7. Abrigadier
    ODD got an alert you had tried to pm me???
  8. Abrigadier
    BUG*ERED by a HACKER site team are on it:madgrin:
  9. Abrigadier
    ACE in box cleared
  10. Abrigadier
    Hi yes there is in the CAG Library, sorry due to tech problems on my usual CAG account I can't link it for you.
  11. Abrigadier
    Here to help:madgrin: Brig.
  12. Abrigadier
    There are actually some that are properly prepared, and judges opinions vary wildly believe me, going between chambers on CC hearings one might feel that as the judge in case 1 has found in your favour judge 2 in the next room hearing a very similar case will find against you. I see it often. Brig.
  13. Abrigadier
    Lawful requests for information if worded as in the CAG templates are not acknoledgments this includes SARs and CCA requests. Brig.
  14. Abrigadier
    It is wise not to assume that the same applies, as we cannot see all of the recon. As ScarletPimpernel has also said it is a recon it ''looks'' doubtful, there is as yet no confirmation that the recon in question is not enforceable. Brig
  15. Abrigadier
    Best you can do is a little letter tennis, all correspondence headed I do not acknowledge etc., No telephone contact no e-mails so no slip ups. Brig.
  16. Abrigadier
    Yes account in dispute letter again, state that this is pre 2007 therefor you require them to supply a copy of the original, also it seems to me from another quick read that you did not receive a proper notice of assignment of the debt to Freds in the first place correct me please if I am wrong!!!
  17. Abrigadier
    No the limitations act is reasonably clear that a debt becomes statute barred if no payment or acknowledgment is made in writing in a clear 6 years, which practically is interpreted as 6 years from the date of the last delinquent payment, ie., the date the last payment was made to the account + 1 month that being when the next payment was due but not paid, the sale/purchase of a debt is not relevant. Brig.
  18. Abrigadier
    Am I missing something here is there mention of providing an I&E sheet???
  19. Abrigadier
    Agreed you will not get better help from any one I'm sure he will assist. Bump for LEE. Brig.
  20. Abrigadier
    If it was a monthly payment the date of the default may even be some months after the date of the last payment SB on this would 6 years after the date of the last due (delinquent) payment = 6 years + 1month for practicality. Brig.
  21. Abrigadier
    That would be correct, if you send them a correspondence address do it by e-mail so you are NOT providing a signature In any case they could find you within minutes if the tried I think they are being pedantic. Brig.
  22. Abrigadier
    Great you should be ok, I wish you all the very best for the future. Brig.
  23. Abrigadier
    Hi Tex, That's wonderful news I look forward to reading the story.:whoo:
  24. Abrigadier
    I really cannot see where forgery comes into this particular case it appears to be a recon may be wrongly constituted but a long way from forgery IMHO. Brig. BRIGADIER2JCS
  25. Abrigadier
    Hi SB letter: Normal Headings Do not acknowledge any debt to you or any company you may claim to represent nor or in the future. Take note I am fully aware of the Limitations Act 1980 and the OFT Guidance One Debt Collection 2003 and amendments. From information to hand This alleged debt is STATUTE BARRED and no payment or offer of payment wil be made now or in the future. Of course add account refs., etc. Brig.

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