Hi Everyone –
I have over paid my post 1998 Scottish Student Loan (took out in 2003 and paid off in 2009/2010 year) and I am struggling to get my money back. I haven’t had an actual statement to tell me that I have paid off my loan and only received a vague letter about them “thinking” I might have over paid! I have now been told they know how much I have over paid but I have to PROVE it to them before I will receive payment as its over a grand?!?
I have a copy of most of my pay slips from the tax year where the loan was paid then over paid however I am missing some (I now file all pay slips with care!) but I do have my P60 from each year and also I have a official letter from my company stating my payments to SLC during the tax year in question – they wont accept this as proof as the statement from my company is not a month by month breakdown!
I am hoping that someone can advise me on where I stand legally – Surely I have some right to request a statement of the exact balance I over paid as up until then I received a yearly statement? I am considering getting legal advice but is here something I can do using the freedom of information act? There is no way they cannot have a record of my payments?!
I would really appreciate any advice on this mater,
Thanks in advance,
Emma