They are not based in the UK- They are American so technically they don't have any.

So far: Cash Genie Have agreed a plan. Payday express will not accept a plan without 6 months bank statements! When I said they had no legal right to demand this they said they would not accept any plans and collection actions would continue. Wonga won't agree anything until default. Quick quid keep sending out random automated responses.

Yes they have given me their bank details today. I cancelled the QQ DD a few days ago and got an automated email today telling me to give them new DD details to stay in their good books lol.

Well I got an email today from Mr Sillence Cash Genie accepting my repayment plan (the only one to have replied affirmative so far). We shall see....

Hello all! I currently have four payday loans with: Wonga £500 Payday express £500 Quick Quid £320 Cash Genie £240 They are due to come out on the 28th-30th of September, 2010. My salary was reduced to £950 per month the week before last causing problems! I emailed each company and sent them this letter as well as a I/E form: With Quick Quid I'm offering to clear within three months, the rest within 5 months. No reply from Payday Express yet, Wonga just say we won't speak until you default, Quick Quid said you haven't defaulted email customer services I did and then they said I had defaulted and speak to collections (which I have, no reply). No reply from cash genie (yet). I am in the process of opening a basic bank account with Nationwide and going to speak to Natwest (my bank) about my card before the 28th. If wonga/payday express don't reply should I simply set up a S/O for ~£100 for 5 months? I have their account details. As for Quick Quid & Cash genie I don't know much about them? Income Expenditure.ZIP