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gaz2006

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Everything posted by gaz2006

  1. S32 of limitation Act has several reasons why the Limitation of 6 year claims can be overturned . In fact I got one taht Nat West settled before Oft case started . However the UTCCR only applies to personal claims not business ones . In Justice Smiths judgement he said that Nasty Westy Terms and Conditions "May " be penalties so Nat west on dodgy ground here but eh was referring to personal terms and conditions . I am also looking for new poc for 2 stayed ones i have at Nat West though they are friends accounts so if you get a good one let me know regards Gaz
  2. in court on other matter tomorrow will do asap regards Gaz im working late too by application think you mean Yorkshires the court or yorkshire havent sent anything to me ive asked the court to sned me copy the court just sent the judges order regards Gaz
  3. first one shoudl be marked as satisfied second you can try to get it removed as didnt have default notice etc but its a long business and youll probably have to take to court and may lose if they havent got signed agreement though youve got a chance i should do SAR on both first of all and see what you get back regards Gaz
  4. http://www.consumeractiongroup.co.uk/forum/yorkshire-bank-clydesdale-bank/242730-help-order-court-yorkshire.html yk bank thread and http://www.consumeractiongroup.co.uk/forum/yorkshire-bank-clydesdale-bank/98924-defence-received-help.html yk bank thread http://www.consumeractiongroup.co.uk/forum/legalities/230999-help-advice-needed.html nat west http://www.consumeractiongroup.co.uk/forum/natwest-bank/228668-help-nasty-westy-please.html nat west but they amended claim to business rather than personal and withdrew counterclaim havent done lloyds thread as put on back burner due to what was happening Regards Gaz
  5. Dear martin Your pm box full Case Yorkshire business under £100 bank court giving summary judgement cpr24.2 unless i apply to have stayed set aside etc do i abandon ? case Nat West business under £5k case management conference in 3 weeks this is friends case do we change poc due to supreme court judgement and bring in other arguments if so which ? case Nat West £9k at same court stayed do we leave apply for lifting stay and amend poc ? case Lloyds business lloyds declined to pay anything back do i sit tight , apply ombudsman (not much faith ) or put to court if so under what reasons unfair , competition etc advice please regards Gaz
  6. I have claims against yorkshire re bank charges that have been stayed for a couple of years now i get from court upon reading ex parte application court makes order ordered that 1 There be summary judgement against the claimant pursuant to CPR24.2 on the ground that the Claimant has no real prospect of succeeding on the claim 2 Because the order has been made without considering representations from the parties , the parties have the right to apply to have the order set aside varied or stayed . A party wishing to make an application must send or deliver the application to the court together with the appropriate fee to arrive within 7 days service of this order . SO i need help to amend the poc and what do I put and what will cost be of new fee im pretty skint the Yorkshire charged me around 5k on 3 accounts they are seperate claims though each claims help please regards Gaz
  7. ps why is reducing by £8500 its only for £3000 ?
  8. OOPS YOUVE BROKEN CONFIDENTIALITY AGREEMENT ALREADY sure you didnt mean too Paul lol Whats your view then accept or not accept the money rather than confidentiality etc regards gaz
  9. not 8 of them ha ha maybe from mbna not 100% sure but even if i did they are wron due to default charges but dont wish to rock boat by claimiing them back as this may resurrect the dca merry go round etc but owuld like at least 4 defaults off al of them if possible ha ha regards Gaz
  10. I had 4 accounts all with different peple all ended up with mbna they defaulted me have 4 defaults however my credit file on all says satisfied which is good as they werent then have 4 defaults for same amounts with cabot () , link (2) in effect have 8 defaults for 4 accounts . Clearly this is wrong what should I do I did ask for cca agreements and mbna sent regurgitated one with no personal details etc and some wrong info nothing with signature dont think they have them and looks like they have sold all 4 on what do I do regarding 8 defaults if writing to them do I write to mbna or cabot and link and what do i say to them etc ? Defaults would not have been right as all included default charges etc but not up to amount of debts Regards Gaz
  11. I had 4 accounts all with different peple all ended up with mbna they defaulted me so have 4 defaulst however my credit file on all says satisfied which is good as they werent but then have 4 defaults for same amounts with cabot () , link (2) so in effect have 8 defaults for 4 accounts . Clearly this is wrong what should I do I did ask for cca agreements and mbna sent regurgitated one with no personal details etc and some wrong info nothing with signature dont think they have them and look slike they have sold all 4 on what do I do regarding 8 defaults if writing to them do I write to mbna or cabot and link and what do i say to them etc ? Defaults would not have been right as all included default charges etc but not up to amount of debts Regards Gaz
  12. Great story thats why the Waltons ran so long always interesting and never gave up by the way hows John Boy and Mary Ellen ? (For those of you young and dont know what Im talking about look up on Google ha ha ) Regards Gaz
  13. Great Walton epic the saga goes on and on , thats why the Waltons ran for so long they never gave up by they way Hows Jim Bob and Mary Ellen Regards Gaz
  14. Go back in a mind melt find Spock if you cant and try to find I think these kind of things will be very useful regards Gaz
  15. Do you have a link on this anywhere ? Regards Gaz
  16. love to read about that where is a link ? regards Gaz
  17. By the way to get a charging order they need to get judgement to get that they need to take it to court and win if they take it to court they need to produce at the hearing the original with any summons copy of original unless done through bulk northampton internet claims ....if it does not have all prescribed terms etc they may be wary of taking to court at all ... judgement is not good but it isnt as bad as people make out regards Gaz
  18. Reconstructed agreements are for s78 requests etc if the bank or card company wishes to enforce one in court they will have to come up with original regards Gaz
  19. Firstly do not panic many dcas threaten charging orders few actually got fo one or get one . It snot at court yet jhave you done an SAR rather than request for copy of agreement ? Is it legible enough what you have to post up copy ? Does it have all prescribed terms many people will help I enjoyed your "story " Regards Gaz
  20. I was told by a judge yes "damage doesnt have to be proved but amount you are claiming has to be hence won case for wrongful default and to get it removed but not the £1000 as didnt have enough evidence to prove a monetary claim " perhaps you have some info that would help with others im doing ? Regards Gaz
  21. excuse me bein stupid but whats s142 ie what does it say ? Regards gaz
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