Hello
i have just received a letter from Northampton county court and the claimant is IDR finance,
the debt was originally with Barclay card, then link finance bought the debt..
.this information was given to Stepchange debt charity as they are currently dealing with my creditors,
what can i do or what should be the first action?
should i deny owing the money? and tell the court this?
or write to the court and say i do owe some of it (not the mega interest they have charged)
and it and fill in an monthly expenditure form and offer a small amount ?..
..or print off the letter template here and ask for the original agreement?
please help as i am very unsure of what to do thanks