An update of the thread by the parent. So I court date as been fixed for April and paper work to be sent by Tuesday to the court and the defendants. Managed to get the court hearing transferred to my county, Defendant email to me:- Please be advised. Recently submitted the below application to the court. Further to this the cost to ourselves to defend this case in xxxxxxxxxxx will be upwards of £200.00 plus costs incurred by our witness. These costs will be claimed back. Firstly the Sale of Goods act was replaced by the Consumer Rights act in 2015 which clearly states that when buying a Car from a private seller the Buyer is to Beware. There is also no need for the Car to be of Reasonable Quality or be Fit for Purpose. This vehicle was sold after a thorough inspection by the Father of the Claimant and was accepted by him to be in good order. There were no indications of any fluid leaks whatsoever. Preparations for the sale of the Car were to MOT it even though it still had a valid Mot. The Car was sent For MOT which it failed due to a Leaking Steering Rack. We were advised that to fit a new Seal would cost £240.00 including the cost of the MOT itself. We agreed to this and the repair was carried out. The Claimant has on several occasions accused us of wrongdoing. However, if there was some wrongdoing then how can we be held responsible? The Car was taken to a fully licensed MOT Station, it was tested and repaired by them. The fact that they are now denying doing the work suggested they completed a poor repair... but, how were we to know this? They are a Licensed MOT Station and as such we took them at their word. Intelligence and report about this has been sent to Trading Standards about their conduct in this matter. Curiously at the point of sale of the vehicle the Claimants Mother refused point blank to return the V5 Document with the New Keepers Details in order for us to notify DVLA of the Transfer of ownership? She stated “I always do it this way”? The Claimants parents then told us they were heading to Salisbury but we now know they went to Bournemouth. Was this because the Car was bought by a Trader for re-sale? The pressure within a Power Steering System is very high, such that, had there been a leak from the vehicle there would have been evidence of Fluid after the car was driven by Mr Craig Hunt 35 miles down the M4 to a pre-arranged meeting with the buyers, who were the Claimants parents, not the Claimant. I am also extremely doubtful that the fluid would have lasted even an hour, let alone the 126 miles claimed. I suffered a leaking hose on my Isuzu Trooper recently in Cardiff and the Steering went heavy due to lack of fluid in less than ten miles. The Car was sold after my Wife (and Co-Defendant) replaced it with a bigger car after the arrival of our Grandaughter meaning we now had three Grand Children and associated equipment to contend with. I hasten to add I had no idea of the information of sales of goods act stated in the first paragraph, it was pointed out by a Solicitor friend. Also my wife had absolutely nothing to do with any of this, either in word or deed, with the sale of the vehicle. I suspect that the reason for my wife's inclusion in all of this is a spiteful act by a woman, whose vitriol, we have experienced by no end, after she discovered my wife is a serving police officer? The garage is saying that they never carried out the work, the owner says they did but obviously not personally she must have given the money to the seller. Which makes me wonder why did she give this car to a neighbour to Mot in May and then in August to sell when she had a husband who is now claiming it was his car but she was the registered keeper, Are they correct regarding the sale of goods act and the MOT do they have a case. the car was not as described in the advert because apart from the steering there was a torn seat which we was'nt mentioned in the avert or told when asked about the condition, we would never have made that long journey. Your feed back would be much appreciated. Feeling quite upset being quoted as doing a spiteful act because I found out she was an acting police officer.

Firstly I would like to introduce myself as Zoe parent. I telephoned the mot station a few days after the sale. They could not find the mot certificate under the private number plate which the mot was done. They called me back and I gave them the original number plate which they then found. I was told that they were only a mot station and do not do repairs. They did not know where the repair was done it is returned and they check which obviously they let the car get through the mot with the steering problem being botched up and other outstanding issues not being fixed.

Have you got address for the person who sold the vehicle you will need this for the online claim.

thank you

do not understand which forum moved to

any comment with regards to this would be much appreciated

account opened Nov 2005 Last used 2006 5x transactions total 522.69 First default 3 Nov2006 to reach before 17 Nov 2006 Balance 490.93 Overdue amount 90.93. The Late Payment charge 88.00 The Exceed limit 88.00 at this point. Second default 5 March 2007 reach by 19 March 2007 Balance 385.24 overdue amount 30.00. Late payments to date 124.00 Exceed limit to date 88.00 Never received these does not give 14 days to rectify Third default 4 Sept 2007 to correct payment 26.00 before 21 Sept 2007 balance 348.06. Late payments to date 184.00 Exceed limit fee to date 100.00 Charges are then continued up to 03 Jan 2008 balance 405.74 Late payments to date 220.00 Exceed limit fee to date 100.00 Total together 320.00 My last payment was 02 June 2007 total payment on this account 608.00. This account was then registered with the credit reference agency as being defaulted on 01.04.2008 with default balance 405.74 Current balance 418. Then terminated and sold to DCA The Dca will not remove the default but say that they will not pursue the debt as it is uneconomical. Can they do this it is clearly unaccurate

Hi hope someone is able to help still a little confused. If mercers sent me 2 Invalid Default Notices (not giving 14 days to rectify) and I never received any of these but kept up payments still being charged for late payments and bank charges even though I had not used the account for over a year can they then issue a further DN issued 4 Sept 2007 amount 348.06 then register with the CRA as Defaulted on 01.04.08 Balance 405.74. Then terminate and sell to DCA who is named on the CRA file. The default is purely interest and charges that have been made to the account.

thankyou for your help

thank you for your advice. On the 28/10/09 i did write to them, I have requested everything. I never actually stated subject access request does this make a different. Should I have had heard something from them by now. Is there no time scale.

Wrote on 28/10/90 to lawyers acting for the bank not to admit to the claim of 32,000 shortfall. asking for full breakdown, how the property was marketed etc. Only heard from the lawyers on 2/11/09 stating that they are obtaining clients instructions. not heard since. Should I write back