sorry not income support... council tax benefit.. heads a shed lol

Hi, I am currently on JSA and housing benefit and income support. There is a big possibility that I will be receiving a backdated lump sum from the CSA for arrears owed. This would amount to approx 17 thousand. I have spoken to JCP and because csa is from 2008 onwards they say csa calculations aren't taken into account and therefore won't effect any benefits I receive even though it will be a lump sum. Is this correct? Surely if that amount is paid into my bank account it would be classed as savings? I really want to spread it between my childrens trust funds for when they are older as I believe it is their money. Any advice would be gratefully received x

thanks.. will get onto them tomorrow... just started a new job... starting to think that was a bad mistake though it is only part time

update... got advice... and bankruptcy went ahead. However I haven't heard from the court. I was served papers at my address however the address on the insolvency register is an address I lived at over a year ago. I'm concerned that they will write to me at the wrong address. Do I leave it or do I need to contact the court???

Hi I have just looked at a DRO. I won't be able to apply for one as it states .."your creditors have applied to make you bankrupt but the hearing hasn't yet taken place. But you might still be able to apply for a debt relief order if your creditors agree". I can't see them agreeing to it at all seeing as I offered them 150 a month as repayment and they turned that down. I think they are under the false impression that I have assets. Which I don't so they are in for a massive shock when they end up totally out of pocket, when infact they could have had payment just over a few years.

Yes I called them last year when I was dealing with redwood... the lady on the phone actually called the man at redwood and had to end the call because he was so rude and abusive to her. She said she had never dealt with anyone so unprofessional before. Guess in a years tim I will be writing a blog telling everyone about my experience and how life begins again

Funny that they are part of csa as ex owes me 19000 through them lol

The hearing is 10th october... redwood don't appear to be saying they are owed money or to have added anything onto the original 7000... however this figure of 10000 I have never recieved a bill or a breakdown for. First I heard of this amount was through a letter from redwoods and I have recieved no invoices from the school since redwoods got involved. The last invoice from the school is for 7000 and is dated 15th june 2011. Guy at redwoods was the person who informed me it was for nursery fees from 5 years previous. If this were you where would you go with it as I don't know how to have these issues addressed or to deal with them. Thank you

It also states that school fees were incurred between 3rd june 2010 and 4th july 2011 ... my daughter started there september 2010 and left april 2011 ... plus the extra 3000 that they are claiming is from when she attended their nursery between sept 2006 and june 2007 yet these dates arent mentioned

Hi, the debt is with a private school for 2 terms fees. I have never disputed the 7000 with them, however thy had redwoods collections deal with this and the man there told me it was now 10000 for 3000 extra outstanding from when daughter had attended their nursery. That previous account had been paid in full, after all they wouldn't have offered her a scholarship 3 years later if I had owed them money. The school merged with another one and it seems to be them that are pushing this. Stat demand was deliverd through letter box to a house I lived in, but I moved out of it under 2 months later. Yet court papers state "the debtor has for the greater part of 6 momths immediately preceding this petition resided at (said address) petition was filed on 18th january and I had left that address 1st october previous year. The bankruptcy petition has been served at my new address although this address isn't listed anywhere on the court papers. I am up for the fight if I have grounds for it

I have a couple of other small debts, how would I get these included in the petition? I am clueless!

Thanks, I contacted them over the stat demand and was told pay up or we will make u bankrupt then had phone slammed down on me. I had a major personal problem 2 weeks after stat demand arrived that didn't get sorted out until may and was classed as homeless (not through any fault of my own) I lost all my paperwork including that and didn't do anything about it I have since got a copy of original bill and it states 7000 on it. How would I question this amount at this stage?

Also to add, in the order it stated that for larger part of previous 6 months I have been living at address that I moved out of 1 month after stat demand was posted through letter box, plus BO was served not in an envelope! but think maybe I am nit picking

long story... but I have a bankruptcy order hearing coming up. I have a few questions... 1) I am on benefits with no assets, however I recieve csa payments are these taken into account in income? 2) The amount the creditor has stated is 10000 when the last bill I had was 7000 and they have refused to provide a breakdown. 3) because I am on benefits do I just let this difference go 4) It states hearing is 5 minutes in length, do I need to attend. How long after is appointment with or? 5) I only have a basic bank account with barclays will this still be closed? 6) Can I use my account inbetween hearing and appointment with OR? I don't see any other option but to allow this bankruptcy with no fight

Please beware this company are also trading as TOSCUK on amazon selling stock off from their other sites, I should think the good reviews were as usual left by themselves!!