agreed. cheers guys

Hi all, is there anyone here in CAG that has managed to go BR and keep their job whilst working within an Investment bank/hedge fund ? (i'm talking about a back office/non regulated admin type position)? thanks G

found the answer per below post. many thanks Kitchen Boy!! Hi, Okay, I had to attend an oral examination as a director of my company which ceased trading, this was with HMRC. Greenhalghs managed to get themselves on TV a little while ago and came across as a right bunch of maggots. This is definately a threat. Any summons to appear under oath for questioning has to be served on you personally. You can be arrested for contempt of court if you do not attend once served with an order. As the consequences for the debtor not appearing are very serious, the creditor has to follow strict protocol and an affidavit of service has to be filed with the court. The order can't be left at your address with someone else nor can it be posted through a letter box. The reason for an oral exam is that it is an effective way to establish the financial position of the debtor. The actual oral exam is not scary at all, you just fill in a form, a court officer then goes over it with you and the other side if they attend, you swear an oath and that's it, no Judge. I think you can relax a little the onus is on them to serve the order on you and to prove it under oath. Also if by chance you are served they have to provide sufficient travel expenses to and from the court but only if you ask within 7 days of being served. They have to swear an affidavit as to wheather they were asked for travel expenses. You can then get Greenhalghs to pay for a return plane ticket.:grin:

hello, when you say served with the summons, am i right in saying that this can only be achieved face to face?? or is a letter through the doors sufficient should they believe you reside at the address??

:lol::lol:

hi again, maybe send them a Subject Access Request - should be templates in this site. I believe this will tell you ALL info they have on you which they have to provide by law. this should get you all the info you need. cheers Gaz

Hi, are you wanting to potentially take out credit on the old linked address? is that why you want to know? i'd say once linked, always linked my friend. take a look at the sticky re the N Hunter system. i'd say you have a good chance (especially if you have a mortgage somewhere in your name/national ins number/general details etc) of still being on the radar. although they would say they don't keep your details for a longer period then allowed, they probably do hope this helps.

Hi all, interesting indeed!! so do DCA's (the cabots of this world) have the power or indeed access to Hunter for the purpose of debt collection?? is that how these so called tracing companys operate? anyone get their SAR back yet? Gaz

well at the eod a lot of people on here have gone over the 6yr period so why didn't they get traced? I know what you are saying in that it is better to face these things if you can however due to many different factors that were not his fault (family problems) he ended up with a lot of debt that he cannot pay, nor will be able to pay in the near future. re the original question, does anyone have any experiance. someone else on here said that this did happen to him but I just wanted to see if it also happened to more then 1.... many thanks

Hi all, could someone please answer a question I have as I need to know 100% either way due to an important choice that needs to be made today. If a DCA (such as Cabot ) is chasing for an old debt on an old loan (unfort not over 6yrs old ) and they do not have your current home address but DO have your work details, is it just a matter of time before an attachment of earnings request falls into the lap of your current employer? don't know if they have a judgement or not (which they would need) or if they have a valid CCA as have not spoke in 3yrs, however loathed to open talks in case they do, as time clock restarts........they call my friend a hundred times a day (at work on his privat line) since end of last summer but he has never spoke to them....will they tire of the calls I wonder and go through courts???? my friend will lose his job and walk away with nothing in the harsh climate if they do so.... best wishes and many thanks to who ever takes time to responds.